Write a review

Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18192 reviews)

View other Chip products

4.94

Based on 18,192 reviews, last reviewed 27th Apr 2025

7843% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and brilliant app. Great bank and brilliant app. Savings and isa are really worth investing in Reviewed on: 27th April 2025

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews See your review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18192)

Review of the Chip, Savings App:

Fantastic app and market leading rates

Great app, fantastic rates and good customer service Fantastic digital organisation Reviewed on: 31st March 2023

No idea what they are doing.

Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is seemingly desperate to appeal to people with huge assets, people who would have very little need to move to this company that communicates poorly, doesn’t bother to tell you when their interest rates go down, and is desperate for you to pay each month for no real advantage. I stuck with chip for far too long, a good bit of sunk-cost fallacy there, but when I finally had the chance to take a proper look at their competitors, the choice was simple. Stay with a company that has no interest in keeping me as a customer, or move elsewhere and actually make my money work. Reviewed on: 22nd April 2025

Love CHIP

Chip always offers the best rates, ustomer services are always on hand and they are always offering up new savings opportunities and ideas. Reviewed on: 22nd April 2025

Chip App is easy to use, easy to deposit and withdra...

Chip App is easy to use, easy to deposit and withdraw and fast responses to questions Reviewed on: 21st April 2025

Cool app and I love the great rates

Cool app and I love the great rates Reviewed on: 17th April 2025

I love the auto save AI and the prize draw account -...

I love the auto save AI and the prize draw account - I've had way more wins that with Premium bonds Reviewed on: 16th April 2025

Easy to use and good interest rates.

Easy to use and good interest rates. Easy to access funds Reviewed on: 10th April 2025

Since using Chip I have been saving more money and l...

Since using Chip I have been saving more money and learning about investments. This year I even earned money with Chip. Reviewed on: 9th April 2025

Easy to manage money

I've been with Chip for a few years now and found them to have good savings rates, helpful for answering questions and an intuitive and easy to use app. I use the app most days and find it simple to get what I need done. Reviewed on: 8th April 2025

Easy to use.

Easy to use. Transfers are instant.No problems and a good rate of return Reviewed on: 4th April 2025

Easy to use app with decent interest rates.

Easy to use app which provides rewards to encourage you to try investing if you want to and makes it easy to do. The interest rates on the savings accounts are decent too. Different options for savings accounts as well. Reviewed on: 4th April 2025

Alternative products

App
from Dashly 4.63 from 19 reviews
Personal finance app
from Lumio 4.99 from 83 reviews
Payments
from Global Payments 5.00 from 1 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub