Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,194 reviews, last reviewed 28th Apr 2025
7848% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easiest way to build wealth I’ve been with chip for a few years now and they have cracked making saving easy. Just set and forget and chip does all the hard work for you. The bes... Read more Reviewed on: 28th April 2025
Bhanu Rana's avatar
Bhanu Rana

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18194)

Review of the Chip, Savings App:

Fantastic app and market leading rates

5
Great app, fantastic rates and good customer service Fantastic digital organisation Reviewed on: 31st March 2023

Been using for six years. Plan to continue.

5
Been using for six years. The auto saving has helped me build my 'rainy day fund' without really thinking. I find I can always access my money quickly, when I need it. Plus The investment section is also great and removes a mental barrier to starting investing, plus it has a great range of options to choose from based on your risk appetite. Reviewed on: 23rd April 2025

Amazing app and Amazing experience !

5
Amazing app and Amazing experience ! Reviewed on: 23rd April 2025

No idea what they are doing.

1
Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is seemingly desperate to appeal to people with huge assets, people who would have very little need to move to this company that communicates poorly, doesn’t bother to tell you when their interest rates go down, and is desperate for you to pay each month for no real advantage. I stuck with chip for far too long, a good bit of sunk-cost fallacy there, but when I finally had the chance to take a proper look at their competitors, the choice was simple. Stay with a company that has no interest in keeping me as a customer, or move elsewhere and actually make my money work. Reviewed on: 22nd April 2025

Love CHIP

5
Chip always offers the best rates, ustomer services are always on hand and they are always offering up new savings opportunities and ideas. Reviewed on: 22nd April 2025

Chip App is easy to use, easy to deposit and withdra...

5
Chip App is easy to use, easy to deposit and withdraw and fast responses to questions Reviewed on: 21st April 2025

Cool app and I love the great rates

5
Cool app and I love the great rates Reviewed on: 17th April 2025

I love the auto save AI and the prize draw account -...

5
I love the auto save AI and the prize draw account - I've had way more wins that with Premium bonds Reviewed on: 16th April 2025

Easy to use and good interest rates.

5
Easy to use and good interest rates. Easy to access funds Reviewed on: 10th April 2025

Since using Chip I have been saving more money and l...

5
Since using Chip I have been saving more money and learning about investments. This year I even earned money with Chip. Reviewed on: 9th April 2025

Easy to manage money

4
I've been with Chip for a few years now and found them to have good savings rates, helpful for answering questions and an intuitive and easy to use app. I use the app most days and find it simple to get what I need done. Reviewed on: 8th April 2025