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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Good, but not without it’s flaws

Savings rates are usually one of the highest if not the highest which is good, but their prize draw account is a bit of a gimmick. Also when I transferred (instead of manually moving money so to avoid using my ISA allowance) one of my accounts (cash ISA) from them to another with higher interest at the time, it was deliberately difficult to find the account details to close and they also told me I could never open an account with them again after doing so. Seems very childish, given it’s an easy access and interests fluctuate all the time so I move money back and forth to whoever is the highest at any given time. Reviewed on: 20th March 2025

Chip is a reliable easy to use platform.

Chip is a reliable easy to use platform. Everything that you see is crystal clear with nothing hidden. I feel safe in using chip for savings and investments and would recommend it to anyone Reviewed on: 20th March 2025

Good for beginners

As a novice, joining Chip has been a good learning experience for me and very valuable too. Reviewed on: 20th March 2025

It's the only platform that I trust to safe my money...

It's the only platform that I trust to safe my money and invest in. So far everything is good. I like that is always improving and having good deals. Reviewed on: 20th March 2025

My Greek Home

Thanks to Chip and ChipX I was able to save enough to achieve my goal of buying a home overseas. All on a bus driver’s income. Reviewed on: 20th March 2025

No fuss super easy saving.

No fuss super easy saving. With complete control over how much you save and when. The automatic saving levels mean that you can let Chip tick over in background. It's amazing how quickly funds accrue in your Chip account. Emails mean you know exactly what's being deposited and when. If you want to do ad-hoc saves too or don't fancy the the auto save function, you can make manual deposits whenever you like. It's easy to withdraw your funds when you want to too. The Chip is great Reviewed on: 20th March 2025

Excellent instant access cash Isa

Excellent instant access cash Isa it’s a great interest rate Reviewed on: 20th March 2025

Best savings bank

Web site easy to use, getting started is easy, very competitive interest rates. Reviewed on: 20th March 2025

Easy to use.

Easy to use. No jargon. Good rates Reviewed on: 20th March 2025

A fast and efficient savings product.

A fast and efficient savings product. Easy to use. Reviewed on: 20th March 2025

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