Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18214 reviews)

View other Chip products

4.94

Based on 18,214 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews See your review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18214)

Review of the Chip, Savings App:

This is the future of saving!

I was very sceptical when i signed up to chip. I didnt trust a robot to look after my finances. I decided to give it a go for a short period of time. here i am months later and i am totally in love with the app!! I have full control over the level of savings Chip puts away, an option to recieve notifications when chip wants to put money away, a choice to cancel the save if i want to, and the option to manually add funds to the savings account. whats even better is the 3% interest rate which is more than 200% better than my current high street savings account interest. I truly believe this is the future for saving for the next generation. Reviewed on: 15th November 2018

Best App for saving, set it up and automate it, I ha...

Best App for saving, set it up and automate it, I have been using it for years Reviewed on: 9th May 2025

Easiest way to build wealth

I’ve been with chip for a few years now and they have cracked making saving easy. Just set and forget and chip does all the hard work for you. The best thing is that they regularly release new features my favourite of which is the investment part of chip in which you can invest in diverse funds. Reviewed on: 28th April 2025

It’s been an easy journey using chip.

It’s been an easy journey using chip. I started using chip in my early 20s to start saving now in my mid 20s I use it to manage investments. My financial growth has been tied to this app and they’ve been a great support. Reviewed on: 28th April 2025

Great bank and brilliant app.

Great bank and brilliant app. Savings and isa are really worth investing in Reviewed on: 27th April 2025

Best rates and great savings products

Chip always provides the best rates on my savings without me needing to keep looking over my shoulder. They have also added high quality investment products that allow some of my savings to work harder over a longer timeframe. All in one place in a great savings app. Reviewed on: 24th April 2025

Clever little savings tool

clever way of saving little bit at a time without each contribution breaking the bank. I use the prize saver and investment funds, but have used their cash savings account in the past due to the competitive interest rate Reviewed on: 24th April 2025

Best investment I’ve ever made!

Best investment I’ve ever made! Great app experience supported by amazing products. Reviewed on: 23rd April 2025

Great app, slick interface and easy to use.

Great app, slick interface and easy to use. All with market leading easy access interest rates. Reviewed on: 23rd April 2025

I am really satisfied with the ease of use and wealt...

I am really satisfied with the ease of use and wealth it generated for me. Reviewed on: 23rd April 2025

Love it love it love it

Love it love it love it - it is so user friendly, offers a great range of investments and good value for money Reviewed on: 23rd April 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback account
from Cheddar 4.82 from 1684 reviews
Payments
from GoCardless 5.00 from 6 reviews
App
from Moneyhub 4.84 from 5355 reviews

Want to see more from Chip?

Prize Savings Account
from Chip 0.00 from 0 reviews
Cash ISA
from Chip 0.00 from 0 reviews
Instant access savings
from Chip 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub