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Chip: Savings App reviews

4.94
Based on 18,189 reviews, last reviewed 23rd Apr 2025
8023% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Best investment I’ve ever made! Best investment I’ve ever made! Great app experience supported by amazing products. Reviewed on: 23rd April 2025
Allan M's avatar
Allan M

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18189)

Review of the Chip, Savings App:

No idea what they are doing.

1
Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is seemingly desperate to appeal to people with huge assets, people who would have very little need to move to this company that communicates poorly, doesn’t bother to tell you when their interest rates go down, and is desperate for you to pay each month for no real advantage. I stuck with chip for far too long, a good bit of sunk-cost fallacy there, but when I finally had the chance to take a proper look at their competitors, the choice was simple. Stay with a company that has no interest in keeping me as a customer, or move elsewhere and actually make my money work. Reviewed on: 22nd April 2025

Really excellent.

5
Really excellent. Responsive, good service and great returns. Reviewed on: 2nd April 2025

Let your money grow.

5
At CHIP you have fantastic opportunity to let your money grow. Here you can find competitive interest rates and loads of opportunities for investments. An opportunity not to be missed. Reviewed on: 2nd April 2025

Great banking app and very fast at deposits and with...

5
Great banking app and very fast at deposits and withdrawals Reviewed on: 1st April 2025

banking without the small print

5
Easy,Ethical, straightforward saving banking…no small print Reviewed on: 1st April 2025

Chipper!

5
Easy to use. Good rates & choice of accounts. Reviewed on: 1st April 2025

No problem s getting things done very good advice

5
No problem s getting things done very good advice Reviewed on: 31st March 2025

Savings.

5
Had no problems from the moment I joined. Reviewed on: 31st March 2025

Excellent Easy access account simple to use

5
Excellent Easy access account simple to use Reviewed on: 31st March 2025

Just the best app for this market out there.

5
Just the best app for this market out there. I love how easy it is to use and access my money. Investing is also so easy. Reviewed on: 30th March 2025

Interest rate is one of the best.

5
Interest rate is one of the best. I sweep money in, the drip feed my bank account. (My main account doesn’t pay interest, but I don’t want to leave!) Reviewed on: 30th March 2025