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Chip: Savings App reviews

4.94
Based on 18,198 reviews, last reviewed 26th May 2025
2179% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I love this savings app I’ve been using Chip for a few years now, and I find the savings features to be extremely valuable. They really help find where I may have some extra ... Read more Reviewed on: 26th May 2025
Sam Farr's avatar
Sam Farr

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18198)

Review of the Chip, Savings App:

There is no better way

5
to automate savings. Chip has revolutionised the way in which we save. Reviewed on: 21st February 2022

I love the auto save AI and the prize draw account -...

5
I love the auto save AI and the prize draw account - I've had way more wins that with Premium bonds Reviewed on: 16th April 2025

Easy to use and good interest rates.

5
Easy to use and good interest rates. Easy to access funds Reviewed on: 10th April 2025

Since using Chip I have been saving more money and l...

5
Since using Chip I have been saving more money and learning about investments. This year I even earned money with Chip. Reviewed on: 9th April 2025

Easy to manage money

4
I've been with Chip for a few years now and found them to have good savings rates, helpful for answering questions and an intuitive and easy to use app. I use the app most days and find it simple to get what I need done. Reviewed on: 8th April 2025

Easy to use.

5
Easy to use. Transfers are instant.No problems and a good rate of return Reviewed on: 4th April 2025

Easy to use app with decent interest rates.

5
Easy to use app which provides rewards to encourage you to try investing if you want to and makes it easy to do. The interest rates on the savings accounts are decent too. Different options for savings accounts as well. Reviewed on: 4th April 2025

Great Bank

5
Easy to set up account, good rates, good offers. The only bank i have genuinely recommended to others Reviewed on: 3rd April 2025

Easy to use Chip

5
Chip app is so easy to use Transferring funds is also easy as money is transferred within seconds either depositing or withdrawals Reviewed on: 2nd April 2025

Simple to open and use

5
Was after a simple savings account with a decent interest rate to park some money and the Chip account was recommended to me. Very simple to open and operate, though I would prefer a way to pay into it other than via the associated current account to avoid two step moves. Reviewed on: 2nd April 2025

Very intuitive app.

5
Very intuitive app. Best isa interest rate at time of opening account. Reviewed on: 2nd April 2025