Smart Money People Logo

Chip: Savings App reviews

4.92
Based on 14,688 reviews, last reviewed 6th Mar 2025
5200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Thanks for the prizes Great social media account - feel as if they got people in with high interest rates which was smart. Now I feel as if they could do more on the educat... Read more Reviewed on: 6th March 2025
Tom's avatar
Tom

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024
Grumpy Old Mark's avatar
Grumpy Old Mark

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14688)

Review of the Chip, Savings App:

Easy to use with many useful features

5
I’ve had Chip for several years now and I think it’s a great app for saving money without really having to think much about it. The auto saving feature is amazing at helping you to stash money away in a way that is affordable and tailored to each individual user. Not to mention it currently has one of the highest savings interest rates on the market. Thanks Chip! Reviewed on: 11th April 2023

Competitive, comprehensive and well presented.

5
My new CHIP Cash ISA account was fairly easy to set-up. The standard variable interest rate was competitive and the additional 3-month bonus was a big incentive. I also found the information and investing options on the App to be interesting and very well presented. I have not progressed with any other CHIP accounts yet, but probably will after I have considered all the relevant information and guidance. Reviewed on: 26th February 2025

Easy to use saving and investing platform.

5
Easy to use platform. Great at helping you to build your savings and has higher interest rates vs many other banks. Reviewed on: 26th February 2025

Really enjoy saving up using Chip!

5
Great experience using Chip, very easy to link my accounts and start doing regular automatic savings or manual ones. Customer service was very helpful when I contacted them in the past. Overall great savings app and would definitely recommend it. Reviewed on: 26th February 2025

Great app

5
I have been with Chip for a couple of years now and find the app incredibly useful, so much so I’ve saved more than in previous years Reviewed on: 26th February 2025

App is easy to use and savings rate is good

5
I’ve used chip for saving my cash for a couple of years now. It’s really easy and the savings rate is close to the best out there. Reviewed on: 26th February 2025

Competitive products accessible via easy to use app

5
Competitive products accessible via easy to use app Reviewed on: 26th February 2025

CHIP IS THE BEST! Forget about all the rest!

5
I am a long time user of Chip. Started using the service not long after it was released. I was so impressed with the idea of Chip that I even invested in their company! I love using it and it’s the only platform I use to save my money. I have recommended to all my friends and family and even work colleagues to use chip! So user friendly and if invested correctly you get a great return! Highly highly recommend! Reviewed on: 19th February 2025

Thoughts of a novice

5
I've been using chip for about 4 months, it was quick to set up, easy to navigate and has plenty of ways to help a novice like me build something (not least, better financial habits) for the future. They also dealt with an issue I had within 3 hours and made sure to check in with me after it was rectified. Great bank! Reviewed on: 19th February 2025

Best App for saving

5
Living in London I find it incredibly difficult to save money but when I got Chip I managed to start saving and with the AI saves I dont even notice it. I also find Chip has some of the best rates for savings and ISA accounts. This has enabled me to enjoy London more and I have recommended Chip to my friends and family. Reviewed on: 19th February 2025

Really straightforward and user friendly

5
Really straightforward and user friendly Reviewed on: 19th February 2025