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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Easy to use app with range of investment options

Easy to use app with quick transfers to and from my bank. Good savings rates on their accounts. Also provides alternative investments. Reviewed on: 20th March 2025

I cannot praise chip enough !

I cannot praise chip enough ! Excellent service for all my final needs. I have investment in chip, I save with chip and have an ISA. When I've needed to speak to customer service, it was quick, efficient and human. Absolutely excellent. Reviewed on: 20th March 2025

Good bank!

Good bank! Really good transparent rates and gives me access on how exactly I can invest my money - such as the stocks and shares ISAs, something which a lot of other banks don’t do so well. So chip has a big advantage compared to them Reviewed on: 20th March 2025

Problem-free and straightforward

Problem-free and straightforward Reviewed on: 20th March 2025

Chip is a great app for saving money!

Chip has been the best app I’ve found in a very very long time. It’s super useful, I’ve saved a lot of money using it. I really like the ability to change how much you save at a time because it allows me to save little and often which is great when you don’t have much spare money in the month!! Reviewed on: 20th March 2025

Great App

Very easy app to use and understand Reviewed on: 20th March 2025

Clean UI, so easy to use.

Very easy to use. Nice clean UI and simple to navigate. I'd love to up the maximum limit of how many recurring payments I can make, as I like to automate my diversification whereever possible :) Reviewed on: 20th March 2025

Chip offers me esay access to my savings with a good...

Chip offers me esay access to my savings with a good interest rate accrued daily and payed monthly which is perfect for me Reviewed on: 20th March 2025

Reply from Chip Hi Ray, Thanks for taking the time to leave us a review and a rating. I noticed you gave us 1 star. If there's anything you feel we can improve upon, please feel free to reach out to us at [email protected] or via the in-app chat to discuss it further. Thanks a lot! -Rochelle Response date: 21st March 2025

customer service,

I have not had to use there customer service, but I have been happy with the company since I started using them. Reviewed on: 20th March 2025

Fun and easy banking

Love the ease of use on the app and I find the rates some of the best I love what they offer i.e the prize saving account Reviewed on: 20th March 2025

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