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Chip: Savings App reviews

4.94
Based on 18,191 reviews, last reviewed 24th Apr 2025
7841% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
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Latest highest rating:

5

Best rates and great savings products Chip always provides the best rates on my savings without me needing to keep looking over my shoulder. They have also added high quality investment pr... Read more Reviewed on: 24th April 2025
Sam E's avatar
Sam E

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18191)

Review of the Chip, Savings App:

No idea what they are doing.

1
Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is seemingly desperate to appeal to people with huge assets, people who would have very little need to move to this company that communicates poorly, doesn’t bother to tell you when their interest rates go down, and is desperate for you to pay each month for no real advantage. I stuck with chip for far too long, a good bit of sunk-cost fallacy there, but when I finally had the chance to take a proper look at their competitors, the choice was simple. Stay with a company that has no interest in keeping me as a customer, or move elsewhere and actually make my money work. Reviewed on: 22nd April 2025

Just the best app for this market out there.

5
Just the best app for this market out there. I love how easy it is to use and access my money. Investing is also so easy. Reviewed on: 30th March 2025

Interest rate is one of the best.

5
Interest rate is one of the best. I sweep money in, the drip feed my bank account. (My main account doesn’t pay interest, but I don’t want to leave!) Reviewed on: 30th March 2025

Helpful and polite customer service.

5
Helpful and polite customer service. Excellent savings rates. App really good. Reviewed on: 29th March 2025

Chip is fantastic and easy to use, a great and conve...

5
Chip is fantastic and easy to use, a great and convenient way to manage savings and money Reviewed on: 28th March 2025

Transformative!

5
Such a smart hassle free way to turn me and others into the savers and investors that we would more than likely never have become otherwise. The company is so open and approachable too. Reviewed on: 28th March 2025

Money management that just works

5
Easy to use, clean UI and money management that just works Reviewed on: 28th March 2025

Very good, easy to use app.

5
Very good, easy to use app. Visuals are very good to see trends over time Reviewed on: 28th March 2025

Great offering and service

5
Great offering and service, with excellent products and interest available. Simple to setup and use and would highly recommend Reviewed on: 28th March 2025

Very easy to use, great interest rate.

5
Very easy to use, great interest rate. No hassle to move money around Reviewed on: 28th March 2025

Great experience and easy to use

5
Great experience and easy to use with some of the best saving options. Reviewed on: 28th March 2025