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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18214 reviews)

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4.94

Based on 18,214 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18214)

Review of the Chip, Savings App:

No idea what they are doing.

Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is seemingly desperate to appeal to people with huge assets, people who would have very little need to move to this company that communicates poorly, doesn’t bother to tell you when their interest rates go down, and is desperate for you to pay each month for no real advantage. I stuck with chip for far too long, a good bit of sunk-cost fallacy there, but when I finally had the chance to take a proper look at their competitors, the choice was simple. Stay with a company that has no interest in keeping me as a customer, or move elsewhere and actually make my money work. Reviewed on: 22nd April 2025

Easy to use.

Easy to use. Transfers are instant.No problems and a good rate of return Reviewed on: 4th April 2025

Easy to use app with decent interest rates.

Easy to use app which provides rewards to encourage you to try investing if you want to and makes it easy to do. The interest rates on the savings accounts are decent too. Different options for savings accounts as well. Reviewed on: 4th April 2025

Great Bank

Easy to set up account, good rates, good offers. The only bank i have genuinely recommended to others Reviewed on: 3rd April 2025

Easy to use Chip

Chip app is so easy to use Transferring funds is also easy as money is transferred within seconds either depositing or withdrawals Reviewed on: 2nd April 2025

Simple to open and use

Was after a simple savings account with a decent interest rate to park some money and the Chip account was recommended to me. Very simple to open and operate, though I would prefer a way to pay into it other than via the associated current account to avoid two step moves. Reviewed on: 2nd April 2025

Very intuitive app.

Very intuitive app. Best isa interest rate at time of opening account. Reviewed on: 2nd April 2025

Really excellent.

Really excellent. Responsive, good service and great returns. Reviewed on: 2nd April 2025

Let your money grow.

At CHIP you have fantastic opportunity to let your money grow. Here you can find competitive interest rates and loads of opportunities for investments. An opportunity not to be missed. Reviewed on: 2nd April 2025

Great banking app and very fast at deposits and with...

Great banking app and very fast at deposits and withdrawals Reviewed on: 1st April 2025

banking without the small print

Easy,Ethical, straightforward saving banking…no small print Reviewed on: 1st April 2025

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