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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy app to use, great interest rates with easy access.

Easy app to use, great interest rates with easy access. Reviewed on: 15th February 2024

Easy to use, intuitive app, with great interest rates.

Easy to use, intuitive app, with great interest rates. What more could you want!? Chip offers some of the best interest rates in the market. With monthly prize draws, and easy access savings and ISA accounts, Chip offers so much more than the standard high street banks. Reviewed on: 15th February 2024

Great Way to Build a Safety Net!

I have been using Chip for around 2 years now and it has really helped me to build a cushion of savings despite being on a fixed, low income. It is so helpful to have a "smart" savings app that I can personalise - to a point - that takes small amounts regularly as well as arranged amounts each month. I've made use of the regular, no withdrawal and prize drawer accounts and they all have great interest rates and uses. Reviewed on: 15th February 2024

Satisfied customer

Good interest rates, easy to set up. Instant transfers of money. Reviewed on: 15th February 2024

Straight forward and easy to use

Straight forward and easy to use Reviewed on: 15th February 2024

Fantastic App

Chip is a fantastic investment and savings app that allows for an easy to use platform to manage and grow your wealth. With added benefits of competitive interest rates, prize draws and the opportunity for an ISA. Customer service is quick and reliable. Reviewed on: 15th February 2024

Really clear snd easy to use

Really clear snd easy to use, I like seeing all the information and interest. so glad I found it. I have only used the free services so far. Reviewed on: 15th February 2024

Great use of internet banking for all abilities.

Great use of internet banking for all abilities. Great rates compared to other competitors. Reviewed on: 15th February 2024

I have been a Chip customer for over 4 years.

I have been a Chip customer for over 4 years. I have felt valued as in their customer service is outstanding, their interest rates are better than any other bank. I am able to make savings without any effort as Chip does this for me and is constantly updating me on their actions. I feel like I discovered an absolute treasure. Reviewed on: 15th February 2024

No words can describe how good chip savings app is .

No words can describe how good chip savings app is . Reviewed on: 15th February 2024

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