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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18463)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Simple, great, and so easy to use!

Simple, great, and so easy to use! They consistently have the best rates in the market and don’t mess around with passing that onto the customer. Moving money around is a doddle, it’s easy to track your money over time, and they have a sensible referral system. Top marks. Reviewed on: 14th February 2024

Chip is a wonderful tool that gives me great interes...

Chip is a wonderful tool that gives me great interest and the fund I have invested in also gives me good returns which I will continue too invest in. Reviewed on: 14th February 2024

Best saving app - the ai saving functionality is exc...

Best saving app - the ai saving functionality is excellent. I never saved a penny before Chip came along. Life changing! Reviewed on: 14th February 2024

I love Chip!

I love Chip! It's a wealth app that helps me save and invest in different ways. I can choose from instant access, stocks & shares ISA, prize and investment funds, depending on my goals and risk appetite. Chip is easy to use, smart and fun. It makes saving and investing feel like a game, not a chore. I highly recommend it to anyone who wants to grow their money and have fun at the same time. Reviewed on: 14th February 2024

Good all-in-one app to assist with saving and invest...

Good all-in-one app to assist with saving and investing, using useful goals, AI, autosaves and more to enable each user to customise their own experience and tailor their save methods. Have been a user for several years now and have adapted my use of the app over that time, which has accommodated those changes with ease. Reviewed on: 14th February 2024

Great savings account

Wonderful interest rate. Easy to use. Reviewed on: 14th February 2024

Just a brilliant bank and app.

Just a brilliant bank and app. Great to use. Everything explained. Wonderful choice of accounts Reviewed on: 14th February 2024

Great savings app

Easy to use app. Great interest rates Reviewed on: 14th February 2024

Fun and effective way of saving

I am very happy with how it works. The saving rates are good and competitive. I have not been able to invest but will consider it in the future. Having a price draw each month is funny. Reviewed on: 14th February 2024

Skeptical? I was, once.

Recommended to Chip by our daughter, we were very skeptical about a lack of bricks and mortar and high interest acting's bank. No need, we've been super impressed by the easy to use App, plain and easy to understand products and of course, a decent interest rate with instant access. Definitely not skeptical anymore! Reviewed on: 14th February 2024

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