Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18214 reviews)

View other Chip products

4.94

Based on 18,214 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews See your review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18214)

Review of the Chip, Savings App:

No idea what they are doing.

Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is seemingly desperate to appeal to people with huge assets, people who would have very little need to move to this company that communicates poorly, doesn’t bother to tell you when their interest rates go down, and is desperate for you to pay each month for no real advantage. I stuck with chip for far too long, a good bit of sunk-cost fallacy there, but when I finally had the chance to take a proper look at their competitors, the choice was simple. Stay with a company that has no interest in keeping me as a customer, or move elsewhere and actually make my money work. Reviewed on: 22nd April 2025

Very good, easy to use app.

Very good, easy to use app. Visuals are very good to see trends over time Reviewed on: 28th March 2025

Great offering and service

Great offering and service, with excellent products and interest available. Simple to setup and use and would highly recommend Reviewed on: 28th March 2025

Very easy to use, great interest rate.

Very easy to use, great interest rate. No hassle to move money around Reviewed on: 28th March 2025

Great experience and easy to use

Great experience and easy to use with some of the best saving options. Reviewed on: 28th March 2025

Savings and Investment

Chip has helped me save money. It is quite easy to navigate as well. It has a lot of investment opportunities as well which is quite handy. Reviewed on: 28th March 2025

Great banking app

One of the easiest finance apps I’ve used. Customer service is excellent. Any questions are all answered in a timely manner. It’s straightforward to use, so overall I’m very happy with Chip and the service it provides Reviewed on: 28th March 2025

Good savings rate

Good savings rate, nice graphs, easy to use Reviewed on: 28th March 2025

Easy platform, and help available when needed.

Easy platform, and help available when needed. Good set of products. Reviewed on: 28th March 2025

Superb app and very good customer service

Superb app and very good customer service Reviewed on: 28th March 2025

Easy to use, safe and very good customer service!

Easy to use, safe and very good customer service! Reviewed on: 28th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Money Transfer
from TransferGo 4.58 from 167 reviews
Personal finance platform
from PocketSmith 0.00 from 0 reviews
Money Transfer
from Opal Transfer 5.00 from 1 reviews

Want to see more from Chip?

Prize Savings Account
from Chip 0.00 from 0 reviews
Cash ISA
from Chip 0.00 from 0 reviews
Instant access savings
from Chip 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub