Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews See your review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

The power of simple ..

Simple. Clear. Stressless. Rewarding. Empowering for all. Reviewed on: 29th January 2024

Terrible service, can’t contact them and I could not...

Terrible service, can’t contact them and I could not withdraw my money Reviewed on: 29th January 2024

Reply from Chip Hi Kathryn, Thank you for taking the time to leave us a review and a rating. I'm sorry you had trouble withdrawing your funds. There are a couple of reasons you may be having trouble making a withdrawal. I've listed these below: - You don't have a bank account connected to Chip to withdraw to (you can add this in the 'Profile' tab) - Your funds are still processing and so can't be withdrawn (while bank transfers usually clear within seconds, debit card, Apple Pay and Google Pay deposits can take up to three working days to clear) Due to the nature of the Chip app and the service we offer, our customer contact is mainly through our app-based chat (which can be found on the 'Profile' tab in-app) and our support email address [email protected]. Please do get in touch with us through one of these channels and we'll be sure to get back to you as soon as possible. Thanks a lot! - Ryan Response date: 12th February 2024

Best by far

Been with Chip from the start, they're moving from strength to strength, definitely help me achieve my retirement goals Reviewed on: 29th January 2024

Super easy app to use, a good savings rate and insta...

Super easy app to use, a good savings rate and instant access to my money if I need it. Reviewed on: 25th January 2024

Great range of products in a straight forward, easy...

Great range of products in a straight forward, easy to use App. Reviewed on: 25th January 2024

Simple intuitive saving.

Simple intuitive saving. Love it Reviewed on: 25th January 2024

Impressive savings with ease

Impressive app with loads of flexibility, easy to use and a great savings manager for people of at all levels Reviewed on: 25th January 2024

Excellent savings app - great interest rates

Excellent savings app - great interest rates Reviewed on: 25th January 2024

Amazing app, allows me to save without realising!

Amazing app, has allowed me to save money for holidays and my emergency fund without even realising that i'm saving. It's such an easy to use app, couldn't rate it higher and i can't wait to see what's to come! Reviewed on: 25th January 2024

Great savings rates.

Great savings rates. Great customer service. Reviewed on: 24th January 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

TABBit app (discontinued)
from TABBit (inactive company) 4.74 from 59 reviews
Personal finance platform
from PocketSmith 5.00 from 2 reviews
Home Savings App
from Nude 4.60 from 5 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1046 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub