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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Best app i have ever used to save money

Best app i have ever used to save money Reviewed on: 12th January 2024

AMAZING i changed my life and won 10K through chip.

AMAZING i changed my life and won 10K through chip. Would highly recommend Reviewed on: 9th January 2024

DO NOT USE, they can do what they like with your money

Their customer service is absolutely terrible. They can close your account whenever they like for no reason and tell you to read the T&Cs which states they can basically do what they like with your money, I would completely avoid this company and put your money in a trustworthy company Reviewed on: 4th January 2024

Reply from Chip Hi Emma - thank you for taking the time to leave us a review. I'm sorry for the trouble you've had here. If you have any confusion over your account closure, please reach out to us via email at [email protected] or via the in-app chat and we'll be happy to discuss this further. Many thanks! - Ryan Response date: 12th February 2024

Fantastic app

Fantastic app - range of features and a really easy way to save money Reviewed on: 2nd January 2024

Do Not Use

After spending four days trying to access my savings, your customer service is awful. The lack of communication from Chip is terrible. Not having the ability to speak to an actual person and they length of time it took to answer emails/chats just added to a extremely stressful period. I would not recommend Chip to anyone. Reviewed on: 27th November 2023

Reply from Chip Hi Garry - thank you for taking the time to leave us a review. I can assure you that we have a full support team in place. I believe you may be referring to the automated responses that are given when you start a chat. These are just a way to help diagnose your issue and provide information before a member of the team picks it up to support you further. I apologise for any confusion there. Please reach out to us either via the in-app chat (this will be picked up by a member of the team) or via email at [email protected] and we'll be happy to help Thanks a lot - Ryan Response date: 12th February 2024

Very good app

Very good app, easy to use, Good range of current, savings accounts paying industry leading interest rates. Very good range of investments to choose from Reviewed on: 25th August 2023

Best Savings Account on the Market

I LOVE Chip!! Since I’ve opened my savings account they’ve increased the interest rate about 6 times as they always try to have the best interest rate on the market. I have an instant access account which is really easy to deposit and withdraw money from and the app is very good too. Can not recommend it enough! Reviewed on: 24th August 2023

Good savings and investment app

Chip is a good savings app and investment app and they also give away prizes every month to their customers through their prize savings account. Reviewed on: 23rd August 2023

Good saving app

The chip is a good saving app i already have and enjoying it Reviewed on: 27th July 2023

Great interest rates

Market beating interest rates that are always increasing with the bank rates which means greater savings in a challenging time Reviewed on: 27th July 2023

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