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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Brilliant App. Great savings.

From acorns to big oaks. That is the future of Chip Reviewed on: 1st May 2023

Good Return But..........

The easy access part of Chip is providing a leading rate of 3.55% However, the only way to get this is by using the manual save option. If you use the auto save function it will cost you 45p per transaction. Also with regular recurring saves the charge is 25p each time. So, a couple of recurring saves a week could cost around £45 a year! Therefore, if you opt for the lowest level autosaves the charges could cost more than the interest earned!! Reviewed on: 20th April 2023

Excelente app

The best app for begging savers, easy access and very clear how to deposit or withdraw. Reviewed on: 17th April 2023

Amazing bank

I recomend everyone to join chip bcz its very good to save money and win diffrent prizes its really good to use kindly download everyone Reviewed on: 16th April 2023

Easy, Transparent Savings App

Simple platform, easy access and a range of options. Risk clearly communicated for each product. Reviewed on: 15th April 2023

Super easy

Chip is incredibly easy to use and also unbelievably convenient! Reviewed on: 15th April 2023

Reliable

Easy to understand for anyone trying to improve their finances Reviewed on: 14th April 2023

Great Concept and Facilitator of Access to Investments

I've been an account holder for many years. The concept of automatic saves is brilliant. The constant innovation from Chip is also fantastic, providing access to investments via their app which the man on the street might not otherwise be exposed to. Keep up the good work! Reviewed on: 14th April 2023

Great app, great rates

Super easy to set up and use. Banking connections simple and easy to set up. Interest rates are very competitive. Moved most my savings from my building society. Reviewed on: 14th April 2023

Easy and Friendly App

I have been using chip for quite some times now. I have been a pioneer =) It is really easy and friendly to use. Besides, now it gives the option to invest in funds which game me the opportunity to explore the wild nvestment world in a simple and clear way. Reviewed on: 13th April 2023

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