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Chip: Savings App reviews

4.94
Based on 18,198 reviews, last reviewed 26th May 2025
2044% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

I love this savings app I’ve been using Chip for a few years now, and I find the savings features to be extremely valuable. They really help find where I may have some extra ... Read more Reviewed on: 26th May 2025
Sam Farr's avatar
Sam Farr

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18198)

Review of the Chip, Savings App:

The best rates & easy to use app.

5
The best rates & easy to use app. Reviewed on: 27th March 2025

Chip has actually helped me become a saver.

5
Chip has actually helped me become a saver. It is so easy that I don’t have to think about it and my savings pot grows. It’s helped me feel good about my finances for the first time in my life. Also I trust it, I have no concerns about it being linked to my bank account and I’ve never had any issues. Reviewed on: 28th March 2025

Very good app that's easy to use.

5
Very good app that's easy to use. Payments have been done immediately to my bank. Most important great saving rates. Reviewed on: 28th March 2025

Easy to use good rates

5
Easy to use. Good rates. Easy interface Reviewed on: 28th March 2025

Great money saving tool!

5
I have been using Chip for several years and it has been the best tool for building up savings. The interest rates are on par with the best high street banks. The app itself is extremely well made and responsive, with easy access to information. It is also updated very regularly with great features and improvements. Also it is not "pushy" or spamming my device constantly with offers etc like many similar apps. Highly recommended. Reviewed on: 28th March 2025

An easy to use and good value provider

5
I find Chip easy to use, and they offer competitive rates in a hectic market! Reviewed on: 28th March 2025

App is so easy to use and I feel is...

5
App is so easy to use and I feel is very secure Reviewed on: 28th March 2025

Smooth sailing

5
Smooth, was recommended by my son and apart from a few obstacles at the start which were my original bank blocking my transfer, all has been good. Reviewed on: 28th March 2025

Chip is super easy to use and is consistently provid...

5
Chip is super easy to use and is consistently provides a leading interest rate for the market. Reviewed on: 28th March 2025

Chip off the old block

5
The whole process has been straight forward and it's great to have a digital bank on hand to access my money when I need to - be that for savings or withdrawals. In a complex world I've valved the simplicity of using Chip. Reviewed on: 28th March 2025

Chip and their services were invaluable to me as I w...

5
Chip and their services were invaluable to me as I was going through the process of purchasing my first home. Knowing my money was safe, setting a savings goal and earning on my investments all helped me immensely. Reviewed on: 28th March 2025