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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Chip is super efficient

5
Great. Fastest transfer in/ out service with top savings rates Reviewed on: 7th April 2023

Great interest rate for easy access account

5
Impressed with interest rate increasing so quickly with rise in interest rates Reviewed on: 7th April 2023

What is not to like

5
Easy to use App and a great interest rate as well…..very happy saver! Reviewed on: 7th April 2023

Great interests rate

5
The interests rate on the Chip app increase automatically and remain competitive so you don’t have to worry about moving money from account to account Reviewed on: 7th April 2023

Great app paying top interest rate

5
Easy to use and interesting to see how the Prize account works each month. Savings of 3.55 % is the best I have seen for a no notice, unlimited withdrawals account Reviewed on: 7th April 2023

I have just download so I can't say anything at the moment to like start using it

3
I have just downloaded this and I don't know too much about it so I can't say Reviewed on: 7th April 2023

Easy to use

5
Great interest rates, protected money and easy to navigate..what more could you want! Reviewed on: 7th April 2023

Well-laid out, easy to use

5
Really good finance, great for saving especially the automated saving option as it has saved me loads with out me even noticing which is perfect, great to see investment options along side it, couldn't complain at all about it. Reviewed on: 7th April 2023

Easy for idiots

5
After researching I came across chip, and downloaded the app. I had all my savings in my bank isa and earned next to nothing. I don't understand finance at all, and after arching the guides and reading some of the other bits I committed all my savings here. It was easy and I was confident in the decision. Since moving I have earned on my savings and opened stocks and shares. Love it. Couldn't be happier and even told friends a d family about it Reviewed on: 7th April 2023

Best saving account

5
Save your money , effortless with the best interest rates! Rewards every month and easy plan if you want to invest your money instead of just saving ! Reviewed on: 7th April 2023

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