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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

CHIP, The Avant Garde, App-Based Savings Account, With Market Leading Rates

5
CHIP are a the forefront of savings providers, with their use of the latest financial technologies, and market leading rates. Reviewed on: 6th April 2023

Great Chip service

5
I started saving with the ‘Chip’ App recently on a recommendation from Martin Lewis. Top rates and I’ve got a bit saved in the Prize account. So easy to use Reviewed on: 6th April 2023

Outstanding stuff

5
Simply cannot beat that AER. Super quick and easy to use. Couldn't ask for more. Reviewed on: 6th April 2023

So easy to use.

5
Opened a chip instant access savings account as it was recommended to us. Very pleasantly surprised at how easy it was to open, deposit and withdraw. Great work, thank you. Reviewed on: 6th April 2023

Great rates

5
Savers receive great rates on savings Reviewed on: 6th April 2023

Chip Savings

4
Market leading interest rate that's regularly improved. User friendly app too. Reviewed on: 6th April 2023

What's Not To Love

5
Best rates around , and I love being able to see my interest accrue day by day Reviewed on: 6th April 2023

Chip is so good!

5
Haven’t been with chip very long but love the app and what they offer! Reviewed on: 6th April 2023

Finally a product that puts the customer first

5
Easy to use app, great integration with my bank account. Very clear to use. Perhaps the most important aspect is the highly competitive savings rate with no penalties for withdrawals. Just wish I had found the product earlier, but I guess better late than never Reviewed on: 6th April 2023

So easy- Great rates

5
So easy to set up and always get competitive rates. Everything you need in a savings account and so much more. Reviewed on: 6th April 2023

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