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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

CHIP -Champion Highest Investment Provider

5
CHIP has done so very much from inception, to offer the public an innovative, easy way of saving, and then from the savings made, the user can spend on items needed or invest in very rewarding investment schemes, to cover all risk ranges. The CHIP app is so easy to use says she 69 y.o. Go for it ... you will save and earn more on your savings! Reviewed on: 1st March 2022

User friendly, excellent product

5
User friendly, excellent product Reviewed on: 25th March 2025

The savings rate is great.

5
The savings rate is great. I have multiple accounts to get the best return but also meet my withdrawal needs. Reviewed on: 25th March 2025

So far so good

5
So far so good, offers good rates so feels like they want to offer people a good deal. Not had to use customer service yet but I guess that’s a good a thing as the app is super easy to use and understand. Not perfect though, rates and perks can always be improved… Reviewed on: 25th March 2025

Highly Recommend

5
Chip is a fabulous savings App, easy to use and excellent Customer service. Reviewed on: 25th March 2025

user friendly & excellent returns!

5
simple to navigate and great interest return! Reviewed on: 25th March 2025

Chip offer great value saving rates.

5
Chip off er great value saving rates. Flexible cash ISA and ease of moving money around. Reviewed on: 25th March 2025

Life savers!

5
Chip aided me massively to getting out of an abusive relationship. I could just relax and the money would add up in my savings. Thank you Chip! Reviewed on: 25th March 2025

It's great, would recommend to others.

5
It's great, would recommend to others. Reviewed on: 25th March 2025

Easy to use, good support and very clear app

5
Easy to use, good support and very clear app Reviewed on: 25th March 2025

Enjoying app since I’ve joined.

5
Enjoying app since I’ve joined. I am using Chip Cash ISA but will start using investment after April. :) Reviewed on: 25th March 2025

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