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Churchill Insurance: Car insurance reviews

Name: Car insurance
Rating: 3.28 (296 reviews)

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3.16

Based on 296 reviews, last reviewed 2nd Dec 2025

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

36%

22%

32%

Latest highest rating:

5

Quick and easy service, switched from Hastings due t... Quick and easy service, switched from Hastings due to a better price with Churchill Reviewed on: 8th October 2025

Latest lowest rating:

1

CATASTROPHIC INCOMPETENCE AND PRESSURE TACTICS I am a NON-FAULT customer, yet the claims process with Churchill has been appalling and indicative of deliberate tactics to discourage me from pursui... Read more Reviewed on: 2nd December 2025

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About this product

Churchill provides car insurance for UK customers.

You can choose between two Churchill car insurance policies: Comprehensive and Comprehensive Plus. You get a courtesy car as standard with comprehensive cover and if your car’s vandalised, you’ll keep your No Claim Discount.

Churchill car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Churchill before, you can also leave a review and share your experience.

Churchill Insurance Car insurance reviews (296)

Review of the Churchill Insurance, Car insurance:

SHOCKING DO NOT USE!!

***WORTH READING*** After uploading my NCD certificate into the Churchill customer portal and been accepted I obtain my insurance certificate and all is well, or is it......... A few weeks after taking out my policy I receive a letter advising I owe money to Churchill for an overlap on my NCD against another vehicle. I question why I would pay this £42 charge when my NCD certificate was accepted and money taken from my account, for the new policy no response from Churchill. I then receive a second letter advising Churchill can no longer insure me past August 2017. Ok no issue I will go hunting for a better deal next year. Still they take payments from my account. A week passes by and then I receive a letter (back dated) advising me I am no longer insured on my vehicle and my policy is void. To put it into context I had been driving nearly a week completely oblivious I was uninsured because Churchill decided to cancel my insurance policy without any notification other than a letter advising my policy would end in August 2017. What started as a small discrepancy about a fee surrounding my NCD has now quickly escalated into a potential small claims for Churchill as I've taken it to a lawyer to deal with. Churchill kept all of the money I paid for my policy, have taken no responsibility for their admin faults, I've had to take out a brand new policy with another provider and to compound how bad Churchill are they then charged me an extra fee because somehow their issue is my fault and their customer services team have gone into hiding as no one their has the decency to do the right thing and call an ex customer to smooth it over and accept liability. An abysmal company with zero morals, no customer care and no responsibility to their customers or other road users. I would hate to think what would have happened if I had crashed Churchill. Reviewed on: 14th November 2016

Easy Car Insurance

Was just easy to insure my car and at the right price Reviewed on: 4th September 2024

Have renewed my car insurance for the third time wit...

Have renewed my car insurance for the third time with Churchill they gave me a great renewal quote same as the previous year. Saved me so much time and hassle looking for a new company. Can't say better than that. Reviewed on: 4th September 2024

Excellent customer service and good portal

Very easy to manage and to speak to someone if necessary. Very helpful. Can add a temporary driver. Reviewed on: 4th September 2024

Excellent price for 12 months car insurance.

Excellent price for 12 months car insurance. No silly rip off prices, no auto renew applied, no hassle. Reviewed on: 4th September 2024

They have been up and doing, compassionate and under...

They have been up and doing, compassionate and understanding customer concerns, finally swift response Reviewed on: 4th September 2024

Unprofessional Avoid This Insurance Company!

In June 2022, I was involved in an accident caused by a reckless motorcyclist who overtook a line of cars at excessive speed on a road clearly marked with "two parallel lines and diagonals between them"—indicating that crossing was only allowed when absolutely necessary. I was turning right to go home, well within my legal rights, with multiple witnesses to the incident. The attending police officer documented everything on the scene, including witness statements. However, when I filed my claim, this insurance company began dragging their feet. They kept giving me empty promises of resolution, repeatedly telling me “tomorrow” only for nothing to change. They then claimed they couldn’t contact the witness and, incredibly, couldn’t include the police officer's report in the case file. This is completely absurd and reeks of incompetence. To make matters worse, they disregarded the road markings that were crucial to proving my innocence. As a result, I was unjustly denied the return of my £700 Excess Amount, simply because, according to them, there was "no proof" that I wasn't at fault. This is nothing short of legalized extortion! This company is unprofessional, unreliable, and clearly not interested in providing the service they promise. Save yourself the headache and avoid them at all costs! Reviewed on: 2nd September 2024

Easy and flexible

It’s easy to alter the policy and make a claim. Reviewed on: 26th August 2024

High premiums

It seems that all companies have put up their prices, but Churchill is one of the few sensible ones that doesn’t overcharge. Reviewed on: 24th August 2024

Simple and competitive

Easy to get a quote and set up. Electronic documents easy to access and understand. Competitive quotes for additional products. Reviewed on: 24th August 2024

They were prepared to Review the price.

They are well know and provided insurance much lower priced than most. My renewal was more than I expected. I know when your over 70 companies tend to increase premiums. But I think that isn't a fair thing to do. We tend to be better drivers than people in their 30s and 40s. I rang them and said I thought the price a bit high. They reviewed it and gave me a discount which I was happy with. Reviewed on: 24th August 2024

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