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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Lovely service whether that be via telephone or onli...

Lovely service whether that be via telephone or online chat really simple and money was in my account a few hours later brilliant! Thank you Reviewed on: 12th June 2025

So easy to get started and quick to receive the loan...

So easy to get started and quick to receive the loan, needed to go to a branch and they were very helpful and answered any questions I had Reviewed on: 12th June 2025

Great from start to finish

Great from start to finish approved quickly and receive money quickly. Comes out of my child benefit so no stress Reviewed on: 11th June 2025

I've been with clockwise for many years and always h...

I've been with clockwise for many years and always had a positive experience with them , always polite staff and quick decisions, I would always recommend them to other people, also loans are into your account very quickly Reviewed on: 11th June 2025

Really easy to use and great customer service

Really easy to use and great customer service Reviewed on: 11th June 2025

Colckwise allowed us to borrow at an affordable rate.

Colckwise have been a life saver allowing us to borrow money for important emergencies at a affordable rate. It is easy to renew or top up we we needed to. Reviewed on: 11th June 2025

Excellent customer service; Super quick and most imp...

Excellent customer service; Super quick and most importantly EASY process; would 100% recommend for anyone needing a loan Reviewed on: 11th June 2025

Always quick with transfers from my savings.

Always quick with transfers from my savings. Always quick when I've applied for a loan. Will Always use this company Reviewed on: 11th June 2025

I have not had any trouble with clockwise.

I have not had any trouble with clockwise. Very friendly staff and helpfull Reviewed on: 11th June 2025

Brilliant never had any problems

Brilliant never had any problems Reviewed on: 11th June 2025

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