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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Good service always welcome the customers who need help

5
Good service and fantastic customer service the loan was in bank with in 60 mins excellent service thank you Reviewed on: 8th June 2025

Smart people

5
My experience with clockwise is very good, the information and details that they give about loans is straightforward Reviewed on: 8th June 2025

Really good exercise really helpfull

5
Really good exercise really helpfull Reviewed on: 8th June 2025

Quick and simple very well mannered staff

5
Quick and simple very well mannered staff Reviewed on: 8th June 2025

Fast payment nice people good repayments

5
Fast payment nice people good repayments Reviewed on: 7th June 2025

Fast and friendly and transparent

5
Fast and friendly and transparent Reviewed on: 7th June 2025

Fill out a form didn't take long and got a feed back...

5
Fill out a form didn't take long and got a feed back and added details in and got accepted. I would recommend this service those who are in need. Reviewed on: 7th June 2025

Provided a loan when i was struggling, and it helped...

5
Provided a loan when i was struggling, and it helped alot but wish the amout you can borrow is more then £500. Reviewed on: 6th June 2025

Very helpful staff.

5
Very helpful staff. Fast decision great value Reviewed on: 6th June 2025

Easy to fill the online form and friendly staff on t...

5
Easy to fill the online form and friendly staff on the phone Reviewed on: 6th June 2025

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