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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

I took out a loan with very low interest rates and i...

4
I took out a loan with very low interest rates and i got the loan the same day as i applied Reviewed on: 30th May 2025

Verry good and helpfull company!

5
Verry good and helpfull company!!! Verry fast track money on account!! I give 10 star Reviewed on: 30th May 2025

They have really help me when I had no where to turn...

5
They have really help me when I had no where to turn, excellent company and staff Reviewed on: 30th May 2025

Always open

5
Easy to assess account and disision are made quickly. Help is always there. Reviewed on: 30th May 2025

Never any problems.

5
Never any problems. Staff very kind and helpful Reviewed on: 30th May 2025

I had excellent experience and I am happy with the s...

5
I had excellent experience and I am happy with the service Reviewed on: 30th May 2025

Amazing!

5
Absolutely brilliant couldn’t have came at better time! Very understanding applying was simple couldn’t be happier Reviewed on: 30th May 2025

when ever i rang up they poeple i talk are friendly...

5
when ever i rang up they poeple i talk are friendly and helpful Reviewed on: 29th May 2025

Very easy to use and a simple process of getting a t...

5
Very easy to use and a simple process of getting a top up loan. Fast easy and affordable Reviewed on: 29th May 2025

Very good, easy to set up.

5
Very good, easy to set up. Good communication Reviewed on: 29th May 2025

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