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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Helped me when I needed

Helped me when I needed even if the interest rate is quite high Reviewed on: 24th May 2025

A trusted organisation friendly customer service sta...

A trusted organisation friendly customer service staff I have found the process of applying and receiving a loan not difficult clockwise kept me up to date on the loan process and the repayment's were affordable. Reviewed on: 24th May 2025

Been amazing helped me massively when I needed it an...

Been amazing helped me massively when I needed it and couldn't get help anywhere else also it's quick and easy and the customer service staff are brillant Reviewed on: 24th May 2025

Very convenient very good

Very convenient I liked the easy service Reviewed on: 24th May 2025

Clockwise are very fair when it comes to their loans.

Clockwise are very fair when it comes to their loans. I've had a couple and find that they're very fair and understanding when it comes to allowing how much you can pay back per month and I never feel as if ill be struggling to pay it back. Reviewed on: 24th May 2025

Clockwise site

Easy to navigate site,great response to enquiries, and fast withdrawals. Reviewed on: 24th May 2025

Excellent service

Easy to apply, loans offered for those on benefits, great service, no problems. Highly recommend Reviewed on: 24th May 2025

Always very helpful and understanding staff.

Always very helpful and understanding staff. Reviewed on: 24th May 2025

Overall they are a great way to help if you’re in need.

Overall they are a great way to help if you’re in need. But their interest is too high. They are professional and polite and are always willing to help the community. Great way to save but not affordable in lending. Reviewed on: 24th May 2025

Excellent!!

Very pleased that Clockwise takes many different financial circumstances into consideration when providing loans. Very helpful Reviewed on: 24th May 2025

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