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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Very helpful when we need it most we were struggling...

3
Very helpful when we need it most we were struggling as a family but there was your self's to help Reviewed on: 22nd May 2025

Overall the experience was warm, friendly and profes...

5
Overall the experience was warm, friendly and professional Reviewed on: 22nd May 2025

I have found them very easy to use and helpful when...

5
I have found them very easy to use and helpful when needed most, very good repayment options fast and efficient Reviewed on: 22nd May 2025

Very helpful advice and the staff helped me through...

5
Very helpful advice and the staff helped me through everything. Reviewed on: 22nd May 2025

It was very good experience and very good expectatio...

5
It was very good experience and very good expectations and quality Reviewed on: 22nd May 2025

Friendly, helpful advice.

5
Been with clockwise for years, very reliable, helpful and polite. Reviewed on: 22nd May 2025

They are very serious and have a quick service.

5
They are very serious and have a quick service. After providing my documents i got money in few minutes Reviewed on: 22nd May 2025

Absolutely amazing always there to help

5
Absolutely amazing always there to help Reviewed on: 22nd May 2025

Had many loans easy repayments and good value

5
Had many loans easy repayments and good value Reviewed on: 22nd May 2025

My accounts are easily manageable on the app, suffic...

5
My accounts are easily manageable on the app, sufficient also. Ive been stuck for finances in the past and clockwise have given me the chance to take a loan. Great customer calling agents too. Reviewed on: 22nd May 2025

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