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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

True i been 1 time later.

3
True i been 1 time later. But they give me on Word 1000£ dont event know me. After few months i pay i apply for them mail about 3k£. But every time they say no, after hard try contact them, every time support be not helpfull too much. Appologase for my English mistakes but its poor like me thank you bye Reviewed on: 19th March 2024

They do good same day loans they’re quick, they are...

4
They do good same day loans they’re quick, they are good at staying in contact and easy at getting new loans Reviewed on: 20th May 2025

Clockwise is a great bank for many reasons.

5
Clockwise is a great bank for many reasons. It’s straight forward banking with amazing loan offers that are affordable and realistic for people of all walks of life. Not only has it helped me when in need of money quick, it’s also helped me learn how save money. Reviewed on: 20th May 2025

I’ve been in a dv relationship where he took my mone...

5
I’ve been in a dv relationship where he took my money and clockwise has help me greatly, I’m still struggling with debts but if it wasn’t for clockwise I’d be struggling more they couldn’t be more helpful Reviewed on: 20th May 2025

Unable to transfer fund from account , online issues

1
Unable to transfer fund from account , online issues Reviewed on: 20th May 2025

Excellent good customer service and grate intrest ra...

5
Excellent good customer service and grate intrest rates always reliable Reviewed on: 20th May 2025

My experience with clockwise has been amazing have h...

5
My experience with clockwise has been amazing have helped me in so many ways and the people who helped me were so polite would really recommend Reviewed on: 20th May 2025

Clockwise is very good for little loans when you nee...

5
Clockwise is very good for little loans when you need them Reviewed on: 20th May 2025

I thinks it’s good for the help they give people

5
It’s good to know about and allways there to help if in need and good friendly service Reviewed on: 20th May 2025

Easy to access loan

5
Easy to access the loan and savings for customers Reviewed on: 20th May 2025

New customer seeking long term financial services

1
I'm new to the union but would have liked if I could have been able to get emergency loan Reviewed on: 17th May 2025