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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Brilliant service easy payment plan

5
Brilliant service easy payment plan Reviewed on: 1st May 2025

Very helpful staff.

5
Very helpful staff. Have been to the branch in Leicester and was very knowledgeable and understanding towards my situation. Reviewed on: 1st May 2025

i can’t moan it’s really good but the price saver do...

5
i can’t moan it’s really good but the price saver doesn’t work for me but apart for that all good Reviewed on: 1st May 2025

Always there when needed, very helpful

5
Always there when needed, very helpful Reviewed on: 30th April 2025

Good products, service and support.

5
Good products, service and support. Reviewed on: 30th April 2025

Extremely helpful.

5
Extremely helpful. Easy to apply and keep on track of your loan. Very friendly staff at customer service. Reviewed on: 30th April 2025

I'm a trader business but I don't have enough mone...

5
I'm a trader business but I don't have enough money to start it. So I asked to barrow me for Nottingham credit union and they gave me some 500p so that was all. Reviewed on: 30th April 2025

Really straightforward process to apply; d the per...

5
Really straightforward process to apply; and the person I spoke with on the phone was not only extremely helpful; but friendly, professional, and a pleasure to talk to Reviewed on: 30th April 2025

Great company.

5
This company are always fair in their decision when applying for a loan. It is easy to apply for a loan l, they give a quick reply. No hidden fees and very good value for money. Brilliant customer services from the staff. Reviewed on: 30th April 2025

There for you, the people

5
Great value loans, great payment scheme. Always there to help Reviewed on: 30th April 2025

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