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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Applying for loans

5
I've been a member for years now and have always been satisfied with this company very straight forward and affordable. Reviewed on: 29th April 2025

Best helping company

5
Always helping when they can even if u have a bad credit history Reviewed on: 29th April 2025

Quick responses.

5
Quick responses.. good communication Reviewed on: 29th April 2025

Always really friendly and helpful on the phones.

5
Always really friendly and helpful on the phones. Quick responses through email and all messages also. Reviewed on: 29th April 2025

fast loan

5
fast loan with good payback rates im very happy thank you Reviewed on: 29th April 2025

They helped make my goals achievable!

5
They helped make my goals achievable! Reviewed on: 29th April 2025

I've had a great experience with clockwise , no issu...

5
I've had a great experience with clockwise , no issues Thier the best Reviewed on: 29th April 2025

is very good to me in terms of getting Lone.

5
is very good to me in terms of getting Lone. Reviewed on: 29th April 2025

They were very helpful and gave me the correct infor...

5
They were very helpful and gave me the correct information Reviewed on: 29th April 2025

I have been with Clockwise for 18 years now and I’ve...

5
I have been with Clockwise for 18 years now and I’ve never experienced any negativity. Everything has been straight forward and easy going flairs applications and communication weather that’s been over the phone or face to face, which is what I refer. Reviewed on: 29th April 2025