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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

I was without money and needed it and I got it they...

5
I was without money and needed it and I got it they helped and were great Reviewed on: 29th April 2025

Great very helpful and always easy to contact

5
Great very helpful and always easy to contact Reviewed on: 29th April 2025

Understanding

4
Straightforward how they work, always understanding about difficult situations and helps out when I ask. Reviewed on: 29th April 2025

I am a single dad of 5 children.

4
I am a single dad of 5 children. Since joining clockwise I have found them relatively easy friendly. There family saver loan has been great for me and my family in times of need Reviewed on: 29th April 2025

Very professional service friendly staff and helpful

5
Very professional service friendly staff and helpful Reviewed on: 29th April 2025

The process is very easy?

5
The process is very easy? They contact you ASAP if need be and brilliant customer service. Reviewed on: 29th April 2025

I have great experience with clockwise union the sta...

5
I have great experience with clockwise union the staff are amazing and very helpful Reviewed on: 29th April 2025

Very easy to use and access.

5
Very easy to use and access. Very reliable and fast payment. Reviewed on: 23rd April 2025

I took out several loans and am very happy with your...

5
I took out several loans and am very happy with your service. Great customer service in Rugby. Reviewed on: 23rd April 2025

Quick and easy loan application with a decision on t...

5
Quick and easy loan application with a decision on the day.. Execellent customer service. Reviewed on: 21st April 2025

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