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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Shocking service applied for a bank account ive stil...

1
Shocking service applied for a bank account ive still yet to get a card or any information for over 6 months your a disgrace Reviewed on: 15th April 2025

Simple same day loan makes applying for a loan easy.

5
Simple same day loan makes applying for a loan easy. Reviewed on: 15th April 2025

As a previous notts and Lincoln member i found the t...

5
As a previous notts and Lincoln member i found the transfer so easy and simple to navigate the app Reviewed on: 15th April 2025

I love clockwise Credit union there always there

5
I love clockwise Credit union there always there Reviewed on: 15th April 2025

It’s been a awesome experience and help that I have...

5
It’s been a awesome experience and help that I have received from clockwise Reviewed on: 15th April 2025

Easy to apply and stay on top of loans

5
Easy to apply and stay on top of loans Reviewed on: 15th April 2025

easy, and straightforward would highly recommend giv...

4
easy, and straightforward would highly recommend giving this a try rather than mainstream banks. Reviewed on: 15th April 2025

Great for needing emergency funds

5
The experience I have had has been excellent and has really helped me when struggling and can use my child benefit to payback my loan. Reviewed on: 15th April 2025

Always helpful and supportive.

5
The staff have always been very helpful and supportive. Any issues are dealt with promptly and I am very satisfied with their services. Reviewed on: 15th April 2025

Excellent service fast response excellent customer s...

5
Excellent service fast response excellent customer service Reviewed on: 15th April 2025