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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

I've been with clocks a few years now it very good b...

5
I've been with clocks a few years now it very good but the intrest in laods are very high Reviewed on: 15th April 2025

Amazing experience, lovely staff very helpful

5
Amazing experience, lovely staff very helpful Reviewed on: 15th April 2025

Very helpful always kept you informed

5
Very helpful always kept you informed Reviewed on: 15th April 2025

always friendly and very quick to sort out loans and...

5
always friendly and very quick to sort out loans and any questions Reviewed on: 15th April 2025

Amazing would recommend to everyone they are fast ea...

5
Amazing would recommend to everyone they are fast easy and reliable Reviewed on: 15th April 2025

Really easy to apply very helpful staff

5
Really easy to apply very helpful staff Reviewed on: 15th April 2025

An inclusive Credit Union, with good customer service.

4
An inclusive Credit Union, with good customer service. Only a few complaints: Slow Interaction, High APR & slightly controlling. Other than that, most interactions are almost perfect and not stressful. The app works seamlessly, contacting the Credit Union has been made simple; with many ways in contacting them. Overall, in my own opinion, the Credit Union is: in good working order, with only a few tweaks to make it perfect. Reviewed on: 15th April 2025

Quick and easy loans, a little high on the apr inter...

5
Quick and easy loans, a little high on the apr interest but overall had no real issues . Always someone available to help if you are struggling with anything. Wait times aren’t that long Reviewed on: 15th April 2025

Great experience and easy online use

5
Great experience and easy online use Reviewed on: 15th April 2025

Good advices,understand what client want, help with...

5
Good advices,understand what client want, help with any forms,recommended this site. Reviewed on: 15th April 2025

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