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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

It was so good but the only thing is they give less...

5
It was so good but the only thing is they give less amount than asked Reviewed on: 8th April 2025

Clockwise loan application is easy to navigate and f...

5
Clockwise loan application is easy to navigate and fast. Decision was quick and pay out was fast too. In comparison to another credit union I have used it is so much better. Reviewed on: 8th April 2025

I have savings and loan accounts with clockwise and...

5
I have savings and loan accounts with clockwise and the service I receive is top tier. The staff are friendly, approachable, they don't make you feel uncomfortable im any way. All the only tools are easy to use and the responses are very efficient. Reviewed on: 8th April 2025

I’ve been with them 20 yrs it’s provided us with a s...

5
I’ve been with them 20 yrs it’s provided us with a sense ot financial security and support with out it I wouldn’t of been able to provide memories with my children provide the most essential basic needs like clothing food furniture at an affordable rate Reviewed on: 8th April 2025

They really helped me out of a jam ,with kind friend...

5
They really helped me out of a jam ,with kind friendly helpful team.simple repayment process would highly recommend Reviewed on: 8th April 2025

A***** Excellent all round service

5
A***** Excellent all round service Reviewed on: 8th April 2025

Great company great staff everything so straightforw...

5
Great company great staff everything so straightforward and easy to apply and quick turnaround from applying to receiving. Reviewed on: 8th April 2025

Helpful and understanding

5
Clockwise have always been helpful, understanding and always there when they are needed. The staff are always lovely and they get back to you very quickly! I have been with clockwise for years and I don't see myself leaving any time soon! Keep up the great work Reviewed on: 8th April 2025

The workers are very polite and friendly I have bee...

5
The workers are very polite and friendly I have been with clockwise union for a year now and I wouldn’t change anything Reviewed on: 8th April 2025

Excellent, very good application

5
Excellent, very good application Reviewed on: 6th March 2025

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