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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Very professional, explain e very thing ,so you unde...

5
Very professional, explain e very thing ,so you understand every aspect the process . Reviewed on: 4th June 2024

I have applied for a loan twice with Credit Union an...

5
I have applied for a loan twice with Credit Union and they have always explain how they review the application and it only takes a few days for them to let you know that out come. Reviewed on: 4th June 2024

Efficient from start to finish.

5
I found the whole process easy from start to finish. All completed online. Very fast to put the money in my account when it was approved. Brilliant service. Reviewed on: 4th June 2024

Notts union helped me pay for car repairs, so I coul...

5
Notts union helped me pay for car repairs, so I could go back to work. The whole situation was really quick and easy. Repayments are affordable and easy to keep up with. Reviewed on: 4th June 2024

Excellent Service

5
I have been with Notts and Lincs Credit Union for over 10 years now. Always impressive. Keep it up! Reviewed on: 4th June 2024

Quick response and amazing with updating customers

5
Quick response and amazing with updating customers Reviewed on: 4th June 2024

Very efficient service and really helpful

5
Very efficient service and really helpful Reviewed on: 4th June 2024

Am very happy too while am praying or playing a...

5
Am very happy too while am praying or playing a loan Reviewed on: 4th June 2024

I’ve had a great experience

5
I’ve had a great experience with notts and Lincs credit union the only thing I found a bit disappointing was how slow they take to reply to messages ect Reviewed on: 4th June 2024

Very helpful staff who are knowledgeable.

5
Very helpful staff who are knowledgeable. They know their products and are very good at directing customers to the right product for them. Reviewed on: 4th June 2024

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