Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Christmas loan

5
I got a small loan for Christmas which helped me out with finishing Christmas for my children . The process was easy to follow and I received my loan in good time for the big day. Reviewed on: 20th March 2024

I have been with this credit union for over 10 years.

5
I have been with this credit union for over 10 years. I have never had a problem if I needed a loan, and I think they are a great way of saving money for a rainy day. The staff are so helpful and most of all friendly b Reviewed on: 20th March 2024

It’s very easy and fast to get a loan.

5
It’s very easy and fast to get a loan. Reviewed on: 20th March 2024

Helped me very quick, communicating is also rather e...

5
Helped me very quick, communicating is also rather easy on the app which is helpful! Reviewed on: 20th March 2024

Excellent

5
Good friendly staff always helpful, never talk to you and willing to help in all situations Reviewed on: 20th March 2024

Excellent service

5
Excellent service… very prompt and received money in my account quickly. Reviewed on: 20th March 2024

Credit Union is the best

5
Your help helped a long way and it’s really appreciated. Reviewed on: 20th March 2024

Loan application

5
Very helpful, advised me, quick in payment going into my bank. Customer service person was polite Reviewed on: 20th March 2024

Excellent service , quick and helpful company

5
Excellent service , quick and helpful company Reviewed on: 20th March 2024

Saving and loans with Notts and Lincs Credit Union...

5
I have been saving with Notts and Lincs Credit Union for many years and regularly save a small sum which comes in handy for holidays, unexpected bills etc. The loans I have not taken up, but I believe they provide a safe and viable alternative to some other options people may choose that are of high interest and do not serve the community. Reviewed on: 20th March 2024

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products