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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Karison Mutema

5
The loans are flexible and easily accessible Reviewed on: 19th March 2024

Fantastic value and always helpful

5
Have found them always to be extremely helpful and their loans are great value, especially as somebody who has a less than great credit rating. They have always been quick to get back to me and answer any queries. Reviewed on: 19th March 2024

Very organised and reliable service.

5
Very organised and reliable service. Very good understanding of economic society and very helpful for the ones who need it. Reviewed on: 19th March 2024

Gave me a chance when nobody else would, trying to r...

5
Gave me a chance when nobody else would, trying to rebuild my credit rating. Great company with great service! Reviewed on: 19th March 2024

It was very straightforward and the people were very...

5
It was very straightforward and the people were very helpful and friendly Reviewed on: 19th March 2024

Easy application

5
I found the application process easy and more personal- you can also link your bank account to show your income. Reviewed on: 8th September 2023

Happy to help with a great service

5
Great around happy to help and very friendly Reviewed on: 14th August 2023

Hardship

5
Been very good especially when I have been going and still am going through serious illnesses after catching covid twice one day apart Reviewed on: 11th August 2023

Amazing

5
Great credit union - friendly and helpful throughout Reviewed on: 8th August 2023

Amazing

5
Very helpful and understanding , also a great place to also save money Reviewed on: 8th August 2023

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