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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

I was struggling financially credit Union Notts loans me some money and helped built my credit history up.

I had a great experience with Notts Credit Union staff members are approachable, listened to your problems attentive , assist to solve it whilst smiling and assuring you to be calm it’s will sorted immediately. I will definitely recommend them to friends and family. Reviewed on: 7th August 2023

Loan repayment

Ncu we’re patient and understanding with my loan repayments Reviewed on: 4th August 2023

Excellent Company

Very attentive and thorough. It's great how your not dealing with a computer and a human goes through your details to decide whether or not your suitable for a loan. Its great how they put away £10 from your loan repayments into a savings account, so you have something back once the loan is paid off. Highly recommend! Reviewed on: 4th August 2023

Great for unexpected expenses!

I took a loan out to cover Christmas last year when my husband became unable to work for 6 weeks due to ill health. Really saved us being able to borrow whilst having it paid back through my wages at work over a manageable time. Reviewed on: 3rd August 2023

Great Company!

Really good company that are always helpful and respond quickly to applications. Reviewed on: 2nd August 2023

Very fast and helps in everyway possible.

I have had 2 loans from them so far and they have been brilliant and understanding and have always helped me the best they can and its brilliant for people that don't have excellent credit score too just want to say thankyou. Reviewed on: 1st August 2023

Amazing fast and affordable

I have used credit union for over 10 years also fast and efficient and friendly and affordable and easy to use and check loans and saving Reviewed on: 1st August 2023

Excellent

Quick and easy and great saving could of asked for better company to get loan from Reviewed on: 31st July 2023

I wish I get loan

I think and wish iwll be best lender to loans till this time Reviewed on: 31st July 2023

Trustworthy friendly and reliable for loans

Notts & Lincs credit union are the top for loans! They helped me apply, any questions they helped me all the way. You always know where you stand with your loan status, repaying the loan and a top up if needed. I would definitely recommend to anyone struggling to get credit. Thank you notts and Lincs Reviewed on: 30th July 2023

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