Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Great Loan Provider

5
Nottingham Credit Union were able to provide me with a loan at a time when other lenders wouldn't. It was vital that I had the help they gave out and in doing so they rescued my situation. They dealt with me in a helpful, friendly and personal manner. Thank you! Reviewed on: 30th July 2023

amazing

5
Massively elped me wen no one else would Reviewed on: 30th July 2023

Amazing lender and savings

5
Absolutely amazing and understanding of your financial status as well. Always supportive when paying back Reviewed on: 29th July 2023

Simple low cost loan

5
I first joined to the credit union when I needed a small loan. The staff were very helpful gettjng set up and the intrest I paid back was lower than any other offers at the time. I always recommend to friends and family Reviewed on: 28th July 2023

Really helpful service

5
The staff are super helpful amd friendly and aim to offer you tge best service they can would recommend to anyone struggling speak to a member of staff to see how they can help. Reviewed on: 28th July 2023

Fantastic

5
Lovely, friendly people. Very understanding and helpful. Reviewed on: 27th July 2023

Amazing

5
I love that I can save through my employer and also get accepted for a loan as they take it straight from my wages/employer which means I am given the opportunity to prove myself to be a trustworthy person to repay the loan and have always paid it back. This also gives me the chance to improve my credit score. Great customer service, thank you Reviewed on: 27th July 2023

Affordable loan

5
I found it easy to take a loan and repayment amount is reasonable Reviewed on: 27th July 2023

Loan repayments

5
In the last few months of repaying my loan, Notts credit union was so understanding regarding my circumstances which put me at ease and they didn’t add any extra pressure to my life due to my financial circumstances. Reviewed on: 26th July 2023

Always helpful

5
The branch is so friendly and it's so easy to work through Reviewed on: 26th July 2023