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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Simple and easy credit union

Very good as the credit unions app does most of the important basic things needed and bank processes are fairly simple and straightforward. Reviewed on: 18th June 2023

Clear easy affordable

Payments are clear easy and affordable as is the process and added bonus of saving while repaying your loan Reviewed on: 18th June 2023

Great company

Have been with Notts credit union for a while. They are fantastic and never had any problems Reviewed on: 17th June 2023

Excellent services. Satisfactory.

I have been a member since 2014 and have not regretted. Staff friendly, you definitely enjoy their services and trustworthiness. I have recommended my friends and they are happy. Reviewed on: 16th June 2023

Fantastic Service

My credit union have been there for me and helped get back on my feet. The staff are friendly and experienced, giving expert knowledge on what is available and what may be best for each customer. I would recommend to all my family and friends. Reviewed on: 15th June 2023

Bad and rude customer service

Been treat like an absoloute idiot after being with these for 14 years and never missing a payment. So rude Reviewed on: 15th June 2023

Loans/savings

Friendly staff always courteous and the loan application is fairly easy. Savings is also good and withdrawals are easy. Reviewed on: 15th June 2023

Affordable loans

It was really easy to apply and get an answer quickly both times. The interest was also very good and repayment affordable. Reviewed on: 15th June 2023

Very good

Very good service and east access Reviewed on: 14th June 2023

Storming service

They have lent me a few quid here and there; for my Wedding and for clearing my debts. They have always been friends and kind. Reviewed on: 14th June 2023

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