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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Easy application and good friendly staff.

5
Easy application and good friendly staff. Reviewed on: 13th July 2025

Its been difficult to get a loan lately from credit...

4
Its been difficult to get a loan lately from credit union! Never had a problem before the company changed, been a member for 17 years Reviewed on: 13th July 2025

Very good money available in seconds

4
Very good money available in seconds Reviewed on: 13th July 2025

I've been with clockwise for over 5 years and I've a...

5
I've been with clockwise for over 5 years and I've always been satisfied with the service. Really helps out when you need it and repayments rates and very reasonable. Reviewed on: 12th July 2025

Clockwise experience

5
They’re there when u need help always available to try to come to the best solutions with you in any situation either if you’re struggling or just need a small amount to get by Reviewed on: 12th July 2025

Loans please

3
I've had a few loans and they have helped me a lot Reviewed on: 12th July 2025

Easy process, fast straight into your bank account a...

5
Easy process, fast straight into your bank account and is the best affordability for repaying back Reviewed on: 12th July 2025

Very happy customer

5
Whenever I need a loan clockwise has always bin there for me and when I needed help it was sorted the same day very happy customer Reviewed on: 12th July 2025

I have nothing but good things to say, they've alway...

5
I have nothing but good things to say, they've always been really helpful when I've needed it. Reviewed on: 12th July 2025

Very helpful when needed more information.

5
Very helpful when needed more information. Provided loan when i was struggling with affordable re payments Reviewed on: 12th July 2025