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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Excellent loan service with low interest

I have been with the credit union since 2010 and have used them to get a loan a few times. The time it takes for them to approve a loan and money to land in the bank is very quick and if you ever have any problems then they are there to listen. I would highly recommend using a credit union. Reviewed on: 1st June 2023

Brilliant service

Been with credit union in Nottingham for years, had quite a few loans and also a savings account, love the fact that the interest rates are really low and they also set up a Christmas savings account and a loan savings account for you, this also helps you save while paying back your loan. Brilliant customer service, any problems ate solved the same day. I would highly recommend this company to anyone Reviewed on: 1st June 2023

My number 1 recommended place to get a loan

The repayments rates are fair and they are considerate when you have late, or other repayment issues. Reviewed on: 1st June 2023

Caring

When I applied for a loan the lady on the phone really helped me plan repayments. She said to be careful of how long to take it over as she did not want me paying too much interest and they take some of it and put it into a savings account which I can't touch until loan repaid. Thank you so much. Reviewed on: 1st June 2023

Affordable loan interest

Very reasonable and affordable interest when you took a loan with nottingham credit union I highly recommend it to anyone Reviewed on: 1st June 2023

Excellent customer service

Securing a loan from this credit union was a remarkably streamlined process. The customer service was outstanding, promptly stepping up whenever I needed assistance. The app they provide facilitated my communication with them, impressing me with its swift and efficient response times. Reviewed on: 1st June 2023

Short term loan

Excellent service, quick to respond in time of need Reviewed on: 1st June 2023

The best affordable loan company

Nottingham credit union is a great help for us, the low income earners, as it provides us with the best reasonable loans that we can afford. The process is easy, and you get a decision in no time. I have recommended it to friends and family members and will continue to do so. The staff are very helpful, easy to talk to,and understanding. Reviewed on: 1st June 2023

Very reliable company

This company is very helpful to their members. Reviewed on: 1st June 2023

Absolutely amazing company

I needed a loan to help me with some bits I needed to purchase other loan companies wanted a high interest rate that was unaffordable credit union pulled through gave me the loan I was asking for and the customer service was exceptional. I will not use any other company now for a loan i will always stick with these guys. Highly recommended thankyou credit union Reviewed on: 1st June 2023

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