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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

very good customer service

5
A cash loan also for people with benefits ... in today's difficult times, it is very important Reviewed on: 31st May 2023

Loan

5
When I applied for a loan it was easy to complete the application didn't have to wait too long for the money to go into my bank. I also have savings which is also easy to do. I did have a couple of issues and these were resolved within a couple of days... customer service very polite and was very helpful, I even got call back to ensure everything was satisfactory and that I was happy with the resolution.... thank you and 10 out of 10 Reviewed on: 31st May 2023

Simply The Best

5
I am happy and proud to state here that at Notts and Links Credit Union, I had a very good customer service experience. The ease with which loans are processed, whether you applied in person or online is quite commendable. Upon the approval of my loan, a simple, affordable, cost effective means was set up for me to pay back. This is normally done weekly, fortnightly or monthly depending on your choice and agreement with the company. I also got the opportunity of making savings because at Notts and Links Credit Union, a personal savings account is opened for you so that while you are paying back, you are also saving a proportion of what is taken from your account. Notts and Links Credit Union is simply the best. Reviewed on: 31st May 2023

Excellent

5
Good customer care services and very helpful Reviewed on: 31st May 2023

Excellent customer service, very highly recommend.

5
When i had really hard time Notts and Lincs Credit Union helped a lot, when no one could do it. I am always grateful to them expecially right now when everything is so so expensive and price is up everywhere. They really good customer service always help with anything. I highly recommend this company to everyone. Its really big pleasure to be they customer. Reviewed on: 31st May 2023

Kind and Approachable staff

5
The staff have a kind understanding of its clients needs, they do not engage you to live beyond your needs. Thank you. Reviewed on: 31st May 2023

There, just when you need them.

5
Really helpful and understanding. No judgement. They made it easy to apply and explained each step. They help you save too. Truly recommend - Not a single complaint from me. Reviewed on: 31st May 2023

Very helpful and knowledgeable

5
Best credit union to turn to for help for loans and to start saving with too would recommend to family and friends Reviewed on: 31st May 2023

considerate

5
always considerate to your life circumstances. always willing to help. Reviewed on: 31st May 2023

Helped me

5
I was in a Finance difficult and Notts and Lincs helped me out Reviewed on: 31st May 2023

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