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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Loans and savings

5
Credit union have always kept their interest low. I have never had a problem obtaining a loan and trust them with any savings I have saved with them. The staff are loyal too and very kind when I visit the branch, credit union give you a satisfactory service. Reviewed on: 31st May 2023

Easy, friendly, highly recommended

5
I've had 2 loans now through this company and both times the interest rates have been brilliant compared to other companies. Also, they are very quick to reply to any inquiries and is extra easy as you can email them rather than waiting on the phone. They have always been very happy to help and I highly recommend them. Reviewed on: 31st May 2023

Amazing loan rates

5
Easy loan application process and rates Reviewed on: 31st May 2023

Really helpful

5
Really helped me out to clear my debts. Helpful and friendly staff, always keep me updated and easy to contact. Reviewed on: 31st May 2023

Good Samaritans

5
Where banks take time to scrutinise you and eventually decline to offer you any credit the Notts and Lincs Credit Union steps in to your rescue. They know very well how to define financial constraints which could untimely fall on people. They are God sent.keep up the Good work of bringing back life to our depressed communities. Reviewed on: 31st May 2023

Customer service

5
Every time I've needed help my problems have always been sorted out straight away. Excellent customer service, would highly recommend. Reviewed on: 31st May 2023

Very professional company

5
excellent staff and organisation , friendly and helpful, 100% really . Reviewed on: 31st May 2023

Great service

5
Fantastic low cost loans to help people out during difficult times Reviewed on: 31st May 2023

Real Help when really needing it

5
Iv been a member over 10 years credit union has helped in many difficult situations when getting a loan I know I’m not going to be charged ridiculous interest which makes my situation easier. The option to save whilst repaying my loan is great too I can’t touch the savings and know once Iv finished repaying there’s a little bonus at the end. Reviewed on: 31st May 2023

Easy, quick and straightforward

5
My experience was fantastic I applied loan for short term I got it very kind and helpful just communicate with them and leave the rest they do it for thank you very much Reviewed on: 31st May 2023