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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

What I needed, when I needed it.

5
Notts and Lincs Credit Union made everything so easy. The online application and the ease of uploading documents and processing information was what made dealing with them so much easier than other financial bodies. The fact that not just credit score is taken into account means that more is considered and circumstances aren't everything. I would definitely recommend and will use time after time. The pledged savings scheme is also a fantastic thing to have. I've definitely been a happy consumer. Reviewed on: 30th May 2023

a1 company

5
this company is a1 very helpful and organised when applying for there products had a very pleasant and easy experience with them Reviewed on: 30th May 2023

Good services

5
They are very fast and they say to access notts and Lincs anytime any day. Reviewed on: 30th May 2023

Brilliant and Supportive

5
I have never had a bad experience with NCU and have been a member for years. Highly recommend them. Very polite and attentive staff as well Reviewed on: 30th May 2023

10 out of 10

5
Never had a bad experience. Excellent Reviewed on: 30th May 2023

Personal loan

5
It was easy and no hidden charges Reviewed on: 30th May 2023

Compassionate and Responsible Lenders

5
The Credit Union provided me with an affordable loan, when I was most in need. They discussed the loan proposal in great detail and we’re extremely professional bit understanding at the same time. Reviewed on: 30th May 2023

Brilliant

5
Friendly and helpful! It was easy to apply and the ensure I'm not borrowing more than I can afford with a really reasonable way to pay back. Reviewed on: 30th May 2023

Excellent

5
Always there to help very friendly team easy to talk to,quick response to calls and email excellent service all round. Reviewed on: 30th May 2023

Great service, great team

5
In January i enquired in regards to a loan and the service was swift and easy. Mark helped me with everything and i had never felt more comfortable Reviewed on: 30th May 2023