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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Got the money I needed

5
Well great service friendly people got my loan quite quickly Reviewed on: 30th May 2023

Helpful & Friendly

5
Absolutely brilliant service I would recommend to everyone Reviewed on: 9th July 2025

Able to top up after so long and always brilliant fo...

5
Able to top up after so long and always brilliant for helping when needed. The savings side is amazing too so all in all 100% satisfaction Reviewed on: 9th July 2025

Clockwise have been very helpful in my experience,ve...

5
Clockwise have been very helpful in my experience,very quick with loans always helpful on the phones easy set up to pay back can always rely on clockwise when I need some extra cash! Reviewed on: 9th July 2025

Easy to apply quick with getting money, excellent fr...

5
Easy to apply quick with getting money, excellent from start to finish Reviewed on: 9th July 2025

Easy, fast and efficient.

5
Easy, fast and efficient. quick customer service Reviewed on: 9th July 2025

The registration and application process was clear a...

5
The registration and application process was clear and easy Reviewed on: 9th July 2025

I paid of my loan years ago but kept my clockwise ac...

4
I paid of my loan years ago but kept my clockwise account open to keep money safe and transfer as on when Reviewed on: 9th July 2025

Process was easy from start to finish, received grea...

5
Process was easy from start to finish, received great customer service and would highly recommend to anyone who needs a family loan. I received my loan within days of applying and it really helped with affordable repayments and the fact you can also top up your loan after a short period is fantastic! Reviewed on: 9th July 2025

Always been extremely helpful and supportive

5
Always been extremely helpful and supportive Reviewed on: 9th July 2025

Fantastic service never have any issues

5
Fantastic service never have any issues Reviewed on: 9th July 2025

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