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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,927 reviews, last reviewed 24th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It doesn't seem two minutes from taking the loan out... It doesn't seem two minutes from taking the loan out to nearly finishing paying it off. Also a great way to save. Reviewed on: 24th January 2026
Rachael S's avatar
Rachael S

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2927)

Review of the Clockwise Credit Union, Personal loans:

Friendly simple service which is easy to access.

5
Friendly simple service which is easy to access. Reviewed on: 21st March 2024

Very quick and easy staff I spoke to very kind n hel...

5
Very quick and easy staff I spoke to very kind n help full Reviewed on: 15th July 2025

Staff are amazing when I’m struggling I applied for...

5
Staff are amazing when I’m struggling I applied for a loan and was accepted, not a lot of intrested added can tell it’s for the people and not just business Reviewed on: 15th July 2025

Excellent service

5
I was very pleased by how professional and helpful they are. Reviewed on: 15th July 2025

Credit union was there to help when I needed it most...

5
Credit union was there to help when I needed it most, the money was in my account within minutes of applying… they’ve helped me through my darkest times and I’m forever greatly! Reviewed on: 15th July 2025

I have always had the best experience & they have be...

5
I have always had the best experience & they have been totally understanding and helped me be better with money Reviewed on: 15th July 2025

Great people good banking never had any issues

5
Great people good banking never had any issues Reviewed on: 15th July 2025

Application for a loan

5
Friendly, talked through the loan I submitted online. After careful consideration I decided at the time the loan which I requested was not needed. They Described accurately what I needed to do to complete the process online. Good friendly service Reviewed on: 15th July 2025

Application for a loan request was successful, very...

5
Application for a loan request was successful, very easy and great customer service Reviewed on: 15th July 2025

I used Clockwise for a loan to consolidate my debts...

5
I used Clockwise for a loan to consolidate my debts into one monthly payment. Clockwise helped when no one else would. They were kind, genuine and listened to my problems. Reviewed on: 15th July 2025

I have had multiple loans and good savings account

5
I have had multiple loans and good savings account Reviewed on: 15th July 2025

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