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The Co-operative Bank: Current account reviews

Name: Current account
Rating: 4.1 (426 reviews)

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4.10

Based on 426 reviews, last reviewed 16th Apr 2026

1900% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

61%

18%

11%

Latest highest rating:

4

Switched current account to obtain a monetary reward. Switched current account to obtain a monetary reward. So far, so good. Reviewed on: 16th April 2026

Latest lowest rating:

1

Slow and opaque application process Very opaque and slow application process with no updates Reviewed on: 28th March 2026

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About this product

The Co-operative (Co-op) current account is a basic account for everyday banking.

You can apply for an overdraft as part of your Co-operative current account application, or once your account is opened. With this account, manage your money online and on mobile and use Apple Pay, Google Pay or Samsung Wallet.

Co-operative account reviews help you find out what it’s really like to be a customer. If you’ve used Co-op before, you can also leave a review and share your experience.

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The Co-operative Bank Current account reviews (426)

Co-op Current account

I love the co-op bank & shops due to their fair ethics. I hAve always found the staff to be helpful and patient & they go the extra mile. I wouldn't bank with anybody else now & am glad i'm proud to be with the Co-operative bank! Long may they continue! Reviewed on: 11th February 2018

The ethical bank

dependable and professional - friendly staff-nice to know you are using an ethical bank Reviewed on: 11th February 2018

Ethical

Have had no issues with my current account. I received £100 for switching to it & It's an added bonus that it's an ethically minded company Reviewed on: 11th February 2018

Great but needs a bit of a rocket.....

I like my co-operative account overall because the online access is easy and simple to use.I do have two faults to point out though. 1. payments into my account from companies such as a direct payment or a shop refund always take at least a day longer than my husbands account. 2. The smart phone app is useless to me because it asks you to put in your D>O>B which means scrolling back through the dates and because I am a certain age..old..by the time my birthdate is received the app has timed out.I spoke to them about this and they said that was how it was...so no good to me. Reviewed on: 10th February 2018

recovering well from infiltration

the co-op is back after its flirtation with the nastier side of banking Reviewed on: 10th February 2018

Miss

excellent basic bank account, does everything you need it to do Reviewed on: 10th February 2018

No problems!

I've been a customer of many banks in the UK and abroad and Co-op Bank has been the easiest to deal with. Reviewed on: 9th February 2018

Ethical banking

Easy to set up and great ethics when the banking industry in general is shocking. Reviewed on: 9th February 2018

Excellent customer service

I always receive excellent customer service in branch and on the phone. Reviewed on: 9th February 2018

basic bank account

no touch and pay on my current card Reviewed on: 8th February 2018

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