Write a review

Go to business site

Dial Direct: Car insurance reviews

Name: Car insurance
Rating: 3.08 (26 reviews)

View other Dial Direct products

2.82

Based on 26 reviews, last reviewed 5th Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

31%

23%

2 star

38%

Latest highest rating:

4

Daily direct offered a competitive quote communicati... Daily direct offered a competitive quote communication was good and clear. Reviewed on: 5th September 2025

Latest lowest rating:

1

Avoid at all costs. Avoid at all costs. Just an awful company. No communication at all,they make you ring them. A miscommunication from what i thought was a cancelled pol... Read more Reviewed on: 27th February 2025

Read all reviews See your review

About this product

Dial Direct car insurance has a standard level of cover or you can choose a Premier Car Insurance package.

Dial Direct car insurance has a 24-hour claims line and you can manage your policy 24/7 online. You can tailor your Dial Direct car insurance with a range of optional extras including legal protection and keycare cover.

Dial Direct car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Dial Direct before, you can also leave a review and share your experience.

Dial Direct Car insurance reviews (26)

Review of the Dial Direct, Car insurance:

Thieves and liars

they were alright until i looked into changing from van to car insurance. First quote was around 750 annually. I called back after moving some funds around and was then quoted 3500, and the 750 was a monthly payments I DID NOT agree to go ahead with the change, I cancelled my policy and attempted to get insurance elsewhere, just to find they had taken the funds from my account anyway. At no point had I agreed to go ahead with the payment. Called them up and they claimed there was no payment taken, well my bank statements disagree. Robbing C***S Reviewed on: 26th January 2025

Great choice

Fantastic prices, good communication Reviewed on: 30th August 2023

Only for customers who make a claim

Only customers who make a claim should be allowed to review insurance companies The rest of us can only comment on how good they are at collecting premiums. Reviewed on: 22nd August 2023

Directly Competitive

I have been with this insurer for 2 years now and also switched my husbands insurance to them. Their renewal quotes are fair, they do not push your costs up astronomically, I shop around just to check but their prices have not been beaten so far. I have never claimed so cannot offer an opinion there but am happily to recommend them for being reasonable at renewals. Reviewed on: 31st July 2023

Fair Insurance

I have been a customer for over 2 years with this company, both our cars are insured with them now. Every year I do a price comparison just to check, but this insurers renewal prices are always fair and I have not found cheaper cover for what I have with them. I have never claimed so can’t comment on that process. I am happy to give them a good review, as they have always been fair with their prices. Reviewed on: 27th July 2023

Duplicated car insurance then charged £25 for the pleasure

On buying a newer car upgraded existing cover. Dial direct duplicated charge to credit card which took 3 phone calls to get sorted, then charged £25 'Admin Fee' refused to remove. Do not touch this company. Reviewed on: 25th July 2023

Brilliant

Have been with dial direct few years now had no problem with them quotes been very good. Reviewed on: 23rd March 2023

Rubbish

Do not use this car insurer. They use several other companies to deal with their claims. I had an accident and needed repairs to the rear of my vehicle. This happened in October 22, it is now January 2023 and still no one has collected the car to even begin the repairs! They use enterprise rental car company as their middle man who obviously are making a fortune out Of renting replacement cars out and it’s in their interest to do that for as long as possible. All the while our (everyone’s) premiums go up. Enterprise have been useless and organising a repair company- total shambles. All companies are impossible to talk to and have 45 minute waiting times. Reviewed on: 3rd January 2023

Very easy to deal with, very efficient .

I found them very easy to deal with, all online and so not relying on the Post Office! Reviewed on: 25th December 2022

Rip off

Worst company iv delt with in 30 years . Over charged . Don't answer calls . Not interested. Seems like they've got a good system off getting your money 1st then talk later !! Reviewed on: 29th August 2022

RIP OFF

This company is a disgrace I got a car insurance quote off compare the market 20.06.21 to insure my car from 19.07.21 which was favourable so I proceeded to buy there product I made my first installment of £42.47 and relieved my welcome pack and documentation after the payment however the insurer I was allready with matched there quote so I decided to stay with them I rang DIAL DIRECT 14.07.22 to stop the policy commencing to be told there was a £38.00 charge I explained under consumer law I was allowed a 14 day cooling off period from either when the policy was issued or when the insurance commenced which ever was the later they operator Olivia was most unhelpful and said you should have read our welcome pack it states on page 11 if the insurer or customer cancels the policy within 14 days there is a £38.00 charge this is all well and good but you don't get the documents until you pay the first installment by then it's to late they have allready ripped you off iam just glad I found out how under hand they are before it was too late and had to make a claim to then get ripped off iam going to take this matter further it might only be £38.00 but when this happens again and again the £38.00 soon add up Reviewed on: 14th July 2021

Do you have a different Dial Direct product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Car insurance
from Vavista 0.00 from 0 reviews
Static caravan insurance
from NACO 4.91 from 302 reviews
Car insurance (discontinued)
from 4 Young Drivers (inactive company) 3.64 from 20 reviews

Want to see more from Dial Direct?

Home Insurance
from Dial Direct 3.69 from 13 reviews
Van Insurance
from Dial Direct 3.50 from 3 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub