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Emma: Savings App reviews

4.86
Based on 3,549 reviews, last reviewed 23rd Aug 2024
100% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

5

A game changing finance app Emma Finance App has been a game changer for managing my finances. Regular payment reminders ensure I never miss a bill, and spending reports help me ... Read more Reviewed on: 23rd August 2024
Negar Farrokhzad 's avatar
Negar Farrokhzad

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3549)

Review of the Emma, Savings App:

The app can provide you with some quite interesting...

4
The app can provide you with some quite interesting insights. I stopped using it as other banks caught up with their own functionality. Reviewed on: 2nd April 2024

Best budgeting app!

5
Best budgeting app for UK !!! Unfortunately is not yet a desktop version! Reviewed on: 23rd April 2023

Looked good

3
Didn’t really use it or understood but would say it’s a good savings app for normal people Reviewed on: 21st April 2023

How Emma has Changed my life

5
Honestly and truly this app has changed my life. Before this app I was spending my money in a way that i would leave my self with no money by my next pay day. I was paying for useless subscriptions that i didn't even know i was still paying for and my money just felt like it was falling out of my bank. Until i switched to Emma which tracks all my savings and subscriptions to keep on track of the ones i am using and the one i am not. I am so thankful i found this app and now i feel like i can save with ease. :) Reviewed on: 20th April 2023

A Comprehensive Look at its Features, Pros and Cons for Personal Finance Management

5
The Emma app is a personal finance management tool that helps users track and manage their finances in one place. With its user-friendly interface and sleek design, the app makes it easy to categorize expenses, set budgets, and monitor spending habits. One of the most notable features of the Emma app is its ability to connect to multiple bank accounts, credit cards, and investment platforms. This allows users to see all of their financial information in one place and get a holistic view of their financial situation. Another great feature of the app is its budget tracking tool, which allows users to set monthly budgets for different categories and monitor their progress throughout the month. The app also offers personalized insights and recommendations based on spending patterns, which can be helpful for identifying areas where users can cut back and save more. However, one potential downside of the Emma app is that some of its more advanced features, such as custom categories and bill tracking, are only available with a paid subscription. Additionally, some users have reported issues with connectivity and syncing between their bank accounts and the app. Overall, the Emma app is a solid choice for anyone looking to take control of their personal finances and streamline their budgeting and tracking process. Its intuitive design and helpful features make it a worthwhile investment for anyone looking to improve their financial management skills. Reviewed on: 18th April 2023

Great application

5
Great application - very informative and tell you how to save money Reviewed on: 17th April 2023

Easy to use and very helpful

5
As a beginner to saving money after years of wasting it I have recently tried several money saving apps such as loot and plum however I have found Emma to be the simplest to use and it has a lot more information and helpful reminders that allow me to stay on top of where my money is going. As well as this Emma helps me feel like my details are safe as they always do several documentation checks and provide secure links when dealing with my money and my bank details. Due to these factors I would not hesitate to recommend this app to other people. Reviewed on: 13th April 2023

Best Banking App for Budgeting

5
easy, cool, understandable, with great features other apps don’t compare. Reviewed on: 13th April 2023

So helpful and creative!

5
I love the opportunities this app gives me, lots of options to choose from and tailored to your needs. Reviewed on: 12th April 2023

Helped me turn my life around.

5
Long story short, Emma exposed to me my poor spending habits. Since then I’ve managed to save and invest more, go on a holiday, and soon I’ll be able to buy my first car outright thanks to Emma. Life changer Reviewed on: 12th April 2023

Money anxiety

5
Emma was recommended to me by someone and it has really transformed my life in a very small but actually meaningful and significant way. While I’ve never been “bad” with money, I had built up a tremendous amount of anxiety over money. I would never check my bank balance but simply wait for the text that would say I was overdrawn. And if that hadn’t come before payday then great. Having Emma and the daily balance notification was the first step to helping me have less fear. The second step was actually looking at the breakdown/spending categories. This feature is so smart. And having this is quite simply the easiest way to track your spending and what you can maybe spend less on! With quite literally zero effort. I know the app is at its optimum utility when synced with credit cards to track overall spending. I will definitely be relying on it when I get my credit card. This is overall a great app and I couldn’t recommend it enough - money anxious or not, it can help in many ways. Reviewed on: 11th April 2023