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Emma: Savings App reviews

Name: Savings App
Rating: 4.86 (3552 reviews)

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4.86

Based on 3,552 reviews, last reviewed 3rd Apr 2025

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

12%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3552)

Review of the Emma, Savings App:

A Comprehensive Look at its Features, Pros and Cons for Personal Finance Management

The Emma app is a personal finance management tool that helps users track and manage their finances in one place. With its user-friendly interface and sleek design, the app makes it easy to categorize expenses, set budgets, and monitor spending habits. One of the most notable features of the Emma app is its ability to connect to multiple bank accounts, credit cards, and investment platforms. This allows users to see all of their financial information in one place and get a holistic view of their financial situation. Another great feature of the app is its budget tracking tool, which allows users to set monthly budgets for different categories and monitor their progress throughout the month. The app also offers personalized insights and recommendations based on spending patterns, which can be helpful for identifying areas where users can cut back and save more. However, one potential downside of the Emma app is that some of its more advanced features, such as custom categories and bill tracking, are only available with a paid subscription. Additionally, some users have reported issues with connectivity and syncing between their bank accounts and the app. Overall, the Emma app is a solid choice for anyone looking to take control of their personal finances and streamline their budgeting and tracking process. Its intuitive design and helpful features make it a worthwhile investment for anyone looking to improve their financial management skills. Reviewed on: 18th April 2023

How it is

It's a great and easy app to use Reviewed on: 11th April 2023

Absolutely fantastic

Absolutely brilliant saved so much money while using Emma Everyone should be using it Reviewed on: 10th April 2023

The first expense tracking app that's both user-friendly and reliable!

We've been using countless expense-tracking solutions for the past 10 years with my wife. The most of them were either manual or unreliable. Also, the most were ugly and user-unfriendly. Until our friends showed us Emma. We're using it for the second year now, and impressed how much Emma reduces the effort involved in expense tracking! I won't lie, it's still not the most exciting activity ever, but now it's mostly automatically sorted even for our fairly sophisticated setup. We're only using the key functionality at the moment, and there's a lot more that can be done with the app (investments, payments, savings, etc.), making Emma a single source for all our financial questions. Reviewed on: 10th April 2023

Amazing

This is the best app I ever used. You need to trust me on that one! Emma chenged my life, I start savings and spent so much less then before. I really enjoy my weekly report plus there is a quiz every week when you can grab 100£ what do you want more! Reviewed on: 10th April 2023

Amazing app

Great little app for sorting out subscriptions and seeing whats gone up in cost or down in cost for all my outgoings Reviewed on: 10th April 2023

A great budgeting tool

Emma is a fantastic way to track your finances and plan your personal budget. The development team is responsive to suggestions, often taking on board user feedback and implementing suggestions. A fantastic product. Reviewed on: 10th April 2023

Powerful but needlessly expensive

The app is really powerful, but offers too many features and is too expensive for a personal finance app for me to recommend to most people. Reviewed on: 10th April 2023

Easy life

Love this app giving me a fantastic overview of what’s going on in my accounts! Reviewed on: 10th April 2023

Useful and insightful app

This app really helps to organise spending and look deeply into where you are spending most. Reviewed on: 10th April 2023

Great Visual Summaries

Each section is easily interpreted, gives quick snapshots of information and helps with budgeting. Reviewed on: 9th April 2023

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