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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 21st Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best all-rounder money management app Emma is the best all-rounder app that I've used to help me stay on top of my money. I'm awful at keeping track of my spending so Emma telling me where... Read more Reviewed on: 21st January 2026
Jas 's avatar
Jas

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3552)

Review of the Emma, Savings App:

Change how I look at spending money

5
Since using emma I've seen how I've been spending, it's a work in progress but with Emma I've been able to see progress, with more to be done and looking forward to doing it by using emma app Reviewed on: 4th April 2023

Useful and insightful app

5
This app really helps to organise spending and look deeply into where you are spending most. Reviewed on: 10th April 2023

Great Visual Summaries

5
Each section is easily interpreted, gives quick snapshots of information and helps with budgeting. Reviewed on: 9th April 2023

Best App Ever

5
Changed my life, give it a go. Its amazing! Reviewed on: 9th April 2023

Do it!

4
Easy to use, user friendly, current. Go for it, you won't regret it! Reviewed on: 9th April 2023

Perfection

5
Honestly, you won’t be able to find a better app than emma Reviewed on: 9th April 2023

Great app...

1
But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Useful and easy to use

5
I love the Emma app, because it’s super easy to use and helps me keep track of my spending Reviewed on: 9th April 2023

Useful app

5
The app really helps me keep track of my finances and look for where I could be aaving money Reviewed on: 9th April 2023

Highly recommended

5
Great insights on spending, what's in or out. Helps to understand microfinances easily. Reviewed on: 9th April 2023

Amazing

5
Very easy to use and helps me budget so well Reviewed on: 8th April 2023